Credit Status of existing checking account Duration in month Credit history Purpose Credit amount Savings account/bonds Present employment since Installment rate in percentage of disposable income Personal status and sex Other debtors / guarantors Present residence since Property Age in years Other installment plans Housing Number of existing credits at this bank Job Number of people being liable to provide maintenance for Telephone Foreign worker bad good low negative none stable continuous bank-payed critical fully-payed on-time past-delay business car-new car-used domestic\ appliances education furniture/equipement other radio/television repairs retraining continuous high low medium minimal none 4-to-7 7-plus good-to-4 less-than-1 unemployed continuous female-divorced/separated/married male-divorced/separated male-married/widowed male-single co-applicant guarantor none continuous car/other real-estate savings-agreement/life-insurance unknown/none continuous bank none stores for-free own rent continuous high-qualification skilled-employee unskilled-resident unskilled/non-resident 1 2 no-telephone registered-telephone foreign-worker local-worker class favorable_class_value=good privileged_pa_values=['male-divorced/separated',\ 'male-married/widowed',\ 'male-single'] good negative 6.0 critical radio/television 1169.0 none 7-plus 4.0 male-single none 4.0 real-estate 67.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker bad low 48.0 on-time radio/television 5951.0 minimal good-to-4 2.0 female-divorced/separated/married none 2.0 real-estate 22.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 12.0 critical education 2096.0 minimal 4-to-7 2.0 male-single none 3.0 real-estate 49.0 none own 1.0 unskilled-resident 2 no-telephone foreign-worker good negative 42.0 on-time furniture/equipement 7882.0 minimal 4-to-7 2.0 male-single guarantor 4.0 savings-agreement/life-insurance 45.0 none for-free 1.0 skilled-employee 2 no-telephone foreign-worker bad negative 24.0 past-delay car-new 4870.0 minimal good-to-4 3.0 male-single none 4.0 unknown/none 53.0 none for-free 2.0 skilled-employee 2 no-telephone foreign-worker good none 36.0 on-time education 9055.0 none good-to-4 2.0 male-single none 4.0 unknown/none 35.0 none for-free 1.0 unskilled-resident 2 registered-telephone foreign-worker good none 24.0 on-time furniture/equipement 2835.0 medium 7-plus 3.0 male-single none 4.0 savings-agreement/life-insurance 53.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 36.0 on-time car-used 6948.0 minimal good-to-4 2.0 male-single none 2.0 car/other 35.0 none rent 1.0 high-qualification 1 registered-telephone foreign-worker good none 12.0 on-time radio/television 3059.0 high 4-to-7 2.0 male-divorced/separated none 4.0 real-estate 61.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker bad low 30.0 critical car-new 5234.0 minimal unemployed 4.0 male-married/widowed none 2.0 car/other 28.0 none own 2.0 high-qualification 1 no-telephone foreign-worker bad low 12.0 on-time car-new 1295.0 minimal less-than-1 3.0 female-divorced/separated/married none 1.0 car/other 25.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 48.0 on-time business 4308.0 minimal less-than-1 3.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 24.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good low 12.0 on-time radio/television 1567.0 minimal good-to-4 1.0 female-divorced/separated/married none 1.0 car/other 22.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad negative 24.0 critical car-new 1199.0 minimal 7-plus 4.0 male-single none 4.0 car/other 60.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker good negative 15.0 on-time car-new 1403.0 minimal good-to-4 2.0 female-divorced/separated/married none 4.0 car/other 28.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 24.0 on-time radio/television 1282.0 low good-to-4 4.0 female-divorced/separated/married none 2.0 car/other 32.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good none 24.0 critical radio/television 2424.0 none 7-plus 4.0 male-single none 4.0 savings-agreement/life-insurance 53.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good negative 30.0 fully-payed business 8072.0 none less-than-1 2.0 male-single none 3.0 car/other 25.0 bank own 3.0 skilled-employee 1 no-telephone foreign-worker bad low 24.0 on-time car-used 12579.0 minimal 7-plus 4.0 female-divorced/separated/married none 2.0 unknown/none 44.0 none for-free 1.0 high-qualification 1 registered-telephone foreign-worker good none 24.0 on-time radio/television 3430.0 medium 7-plus 3.0 male-single none 2.0 car/other 31.0 none own 1.0 skilled-employee 2 registered-telephone foreign-worker good none 9.0 critical car-new 2134.0 minimal good-to-4 4.0 male-single none 4.0 car/other 48.0 none own 3.0 skilled-employee 1 registered-telephone foreign-worker good negative 6.0 on-time radio/television 2647.0 medium good-to-4 2.0 male-single none 3.0 real-estate 44.0 none rent 1.0 skilled-employee 2 no-telephone foreign-worker good negative 10.0 critical car-new 2241.0 minimal less-than-1 1.0 male-single none 3.0 real-estate 48.0 none rent 2.0 unskilled-resident 2 no-telephone local-worker good low 12.0 critical car-used 1804.0 low less-than-1 3.0 male-single none 4.0 savings-agreement/life-insurance 44.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 10.0 critical furniture/equipement 2069.0 none good-to-4 2.0 male-married/widowed none 1.0 car/other 26.0 none own 2.0 skilled-employee 1 no-telephone local-worker good negative 6.0 on-time furniture/equipement 1374.0 minimal good-to-4 1.0 male-single none 2.0 real-estate 36.0 bank own 1.0 unskilled-resident 1 registered-telephone foreign-worker good none 6.0 fully-payed radio/television 426.0 minimal 7-plus 4.0 male-married/widowed none 4.0 car/other 39.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good stable 12.0 bank-payed radio/television 409.0 high good-to-4 3.0 female-divorced/separated/married none 3.0 real-estate 42.0 none rent 2.0 skilled-employee 1 no-telephone foreign-worker good low 7.0 on-time radio/television 2415.0 minimal good-to-4 3.0 male-single guarantor 2.0 real-estate 34.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 60.0 past-delay business 6836.0 minimal 7-plus 3.0 male-single none 4.0 unknown/none 63.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good low 18.0 on-time business 1913.0 high less-than-1 3.0 male-married/widowed none 3.0 real-estate 36.0 bank own 1.0 skilled-employee 1 registered-telephone foreign-worker good negative 24.0 on-time furniture/equipement 4020.0 minimal good-to-4 2.0 male-single none 2.0 car/other 27.0 stores own 1.0 skilled-employee 1 no-telephone foreign-worker good low 18.0 on-time car-new 5866.0 low good-to-4 2.0 male-single none 2.0 car/other 30.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 12.0 critical business 1264.0 none 7-plus 4.0 male-single none 4.0 unknown/none 57.0 none rent 1.0 unskilled-resident 1 no-telephone foreign-worker good stable 12.0 on-time furniture/equipement 1474.0 minimal less-than-1 4.0 female-divorced/separated/married none 1.0 savings-agreement/life-insurance 33.0 bank own 1.0 high-qualification 1 registered-telephone foreign-worker bad low 45.0 critical radio/television 4746.0 minimal less-than-1 4.0 male-single none 2.0 savings-agreement/life-insurance 25.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker good none 48.0 critical education 6110.0 minimal good-to-4 1.0 male-single none 3.0 unknown/none 31.0 bank for-free 1.0 skilled-employee 1 registered-telephone foreign-worker bad stable 18.0 on-time radio/television 2100.0 minimal good-to-4 4.0 male-single co-applicant 2.0 real-estate 37.0 stores own 1.0 skilled-employee 1 no-telephone foreign-worker good stable 10.0 on-time domestic appliances 1225.0 minimal good-to-4 2.0 male-single none 2.0 car/other 37.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good low 9.0 on-time radio/television 458.0 minimal good-to-4 4.0 male-single none 3.0 real-estate 24.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 30.0 on-time radio/television 2333.0 medium 7-plus 4.0 male-single none 2.0 car/other 30.0 bank own 1.0 high-qualification 1 no-telephone foreign-worker good low 12.0 on-time radio/television 1158.0 medium good-to-4 3.0 male-divorced/separated none 1.0 car/other 26.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good low 18.0 past-delay repairs 6204.0 minimal good-to-4 2.0 male-single none 4.0 real-estate 44.0 none own 1.0 unskilled-resident 2 registered-telephone foreign-worker good negative 30.0 critical car-used 6187.0 low 4-to-7 1.0 male-married/widowed none 4.0 car/other 24.0 none rent 2.0 skilled-employee 1 no-telephone foreign-worker bad negative 48.0 critical car-used 6143.0 minimal 7-plus 4.0 female-divorced/separated/married none 4.0 unknown/none 58.0 stores for-free 2.0 unskilled-resident 1 no-telephone foreign-worker good none 11.0 critical car-new 1393.0 minimal less-than-1 4.0 female-divorced/separated/married none 4.0 car/other 35.0 none own 2.0 high-qualification 1 no-telephone foreign-worker good none 36.0 on-time radio/television 2299.0 medium 7-plus 4.0 male-single none 4.0 car/other 39.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 6.0 on-time car-used 1352.0 medium unemployed 1.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 23.0 none rent 1.0 unskilled/non-resident 1 registered-telephone foreign-worker good none 11.0 critical car-new 7228.0 minimal good-to-4 1.0 male-single none 4.0 savings-agreement/life-insurance 39.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker good none 12.0 on-time radio/television 2073.0 low good-to-4 4.0 female-divorced/separated/married co-applicant 2.0 real-estate 28.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 24.0 past-delay furniture/equipement 2333.0 none less-than-1 4.0 male-single none 2.0 savings-agreement/life-insurance 29.0 bank own 1.0 unskilled-resident 1 no-telephone foreign-worker good low 27.0 past-delay car-used 5965.0 minimal 7-plus 1.0 male-single none 2.0 car/other 30.0 none own 2.0 high-qualification 1 registered-telephone foreign-worker good none 12.0 on-time radio/television 1262.0 minimal good-to-4 3.0 male-single none 2.0 car/other 25.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 18.0 on-time car-used 3378.0 none good-to-4 2.0 male-single none 1.0 savings-agreement/life-insurance 31.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad low 36.0 past-delay car-new 2225.0 minimal 7-plus 4.0 male-single none 4.0 unknown/none 57.0 bank for-free 2.0 skilled-employee 1 registered-telephone foreign-worker good none 6.0 bank-payed car-new 783.0 none good-to-4 1.0 male-single guarantor 2.0 real-estate 26.0 stores own 1.0 unskilled-resident 2 no-telephone foreign-worker bad low 12.0 on-time radio/television 6468.0 none unemployed 2.0 male-single none 1.0 unknown/none 52.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good none 36.0 critical radio/television 9566.0 minimal good-to-4 2.0 female-divorced/separated/married none 2.0 car/other 31.0 stores own 2.0 skilled-employee 1 no-telephone foreign-worker good stable 18.0 on-time car-new 1961.0 minimal 7-plus 3.0 female-divorced/separated/married none 2.0 car/other 23.0 none own 1.0 high-qualification 1 no-telephone foreign-worker bad negative 36.0 critical furniture/equipement 6229.0 minimal less-than-1 4.0 female-divorced/separated/married co-applicant 4.0 unknown/none 23.0 none rent 2.0 unskilled-resident 1 registered-telephone foreign-worker good low 9.0 on-time business 1391.0 minimal good-to-4 2.0 male-married/widowed none 1.0 real-estate 27.0 bank own 1.0 skilled-employee 1 registered-telephone foreign-worker good low 15.0 critical radio/television 1537.0 none 7-plus 4.0 male-single guarantor 4.0 real-estate 50.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker bad low 36.0 fully-payed business 1953.0 minimal 7-plus 4.0 male-single none 4.0 unknown/none 61.0 none for-free 1.0 high-qualification 1 registered-telephone foreign-worker bad low 48.0 fully-payed business 14421.0 minimal good-to-4 2.0 male-single none 2.0 car/other 25.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 24.0 on-time radio/television 3181.0 minimal less-than-1 4.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 26.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 27.0 on-time repairs 5190.0 none 7-plus 4.0 male-single none 4.0 savings-agreement/life-insurance 48.0 none own 4.0 skilled-employee 2 registered-telephone foreign-worker good none 12.0 on-time radio/television 2171.0 minimal less-than-1 2.0 female-divorced/separated/married none 2.0 car/other 29.0 bank own 1.0 skilled-employee 1 no-telephone foreign-worker good low 12.0 on-time car-new 1007.0 high good-to-4 4.0 male-married/widowed none 1.0 real-estate 22.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad none 36.0 on-time education 1819.0 minimal good-to-4 4.0 male-single none 4.0 unknown/none 37.0 stores for-free 1.0 skilled-employee 1 registered-telephone foreign-worker good none 36.0 on-time radio/television 2394.0 none good-to-4 4.0 female-divorced/separated/married none 4.0 car/other 25.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 36.0 on-time car-used 8133.0 minimal good-to-4 1.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 30.0 bank own 1.0 skilled-employee 1 no-telephone foreign-worker good none 7.0 critical radio/television 730.0 none 7-plus 4.0 male-single none 2.0 savings-agreement/life-insurance 46.0 none rent 2.0 unskilled-resident 1 registered-telephone foreign-worker good negative 8.0 critical other 1164.0 minimal 7-plus 3.0 male-single none 4.0 unknown/none 51.0 bank for-free 2.0 high-qualification 2 registered-telephone foreign-worker good low 42.0 critical business 5954.0 minimal 4-to-7 2.0 female-divorced/separated/married none 1.0 real-estate 41.0 bank own 2.0 unskilled-resident 1 no-telephone foreign-worker bad negative 36.0 on-time education 1977.0 none 7-plus 4.0 male-single none 4.0 unknown/none 40.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good negative 12.0 critical car-used 1526.0 minimal 7-plus 4.0 male-single none 4.0 unknown/none 66.0 none for-free 2.0 high-qualification 1 no-telephone foreign-worker bad negative 42.0 on-time radio/television 3965.0 minimal less-than-1 4.0 male-single none 3.0 car/other 34.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 11.0 past-delay radio/television 4771.0 minimal 4-to-7 2.0 male-single none 4.0 savings-agreement/life-insurance 51.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 54.0 fully-payed car-used 9436.0 none good-to-4 2.0 male-single none 2.0 savings-agreement/life-insurance 39.0 none own 1.0 unskilled-resident 2 no-telephone foreign-worker good low 30.0 on-time furniture/equipement 3832.0 minimal less-than-1 2.0 male-married/widowed none 1.0 savings-agreement/life-insurance 22.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad none 24.0 on-time radio/television 5943.0 none less-than-1 1.0 female-divorced/separated/married none 1.0 car/other 44.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 15.0 on-time radio/television 1213.0 medium 7-plus 4.0 male-single none 3.0 savings-agreement/life-insurance 47.0 stores own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 18.0 on-time business 1568.0 low good-to-4 3.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 24.0 none rent 1.0 unskilled-resident 1 no-telephone foreign-worker good negative 24.0 on-time other 1755.0 minimal 7-plus 4.0 female-divorced/separated/married guarantor 4.0 real-estate 58.0 none own 1.0 unskilled-resident 1 registered-telephone foreign-worker good negative 10.0 on-time radio/television 2315.0 minimal 7-plus 3.0 male-single none 4.0 real-estate 52.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good none 12.0 critical business 1412.0 minimal good-to-4 4.0 female-divorced/separated/married guarantor 2.0 real-estate 29.0 none own 2.0 high-qualification 1 registered-telephone foreign-worker good low 18.0 critical furniture/equipement 1295.0 minimal less-than-1 4.0 female-divorced/separated/married none 1.0 savings-agreement/life-insurance 27.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad low 36.0 on-time education 12612.0 low good-to-4 1.0 male-single none 4.0 unknown/none 47.0 none for-free 1.0 skilled-employee 2 registered-telephone foreign-worker good negative 18.0 on-time car-new 2249.0 low 4-to-7 4.0 male-single none 3.0 car/other 30.0 none own 1.0 high-qualification 2 registered-telephone foreign-worker bad negative 12.0 fully-payed repairs 1108.0 minimal 4-to-7 4.0 male-single none 3.0 real-estate 28.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 12.0 critical radio/television 618.0 minimal 7-plus 4.0 male-single none 4.0 real-estate 56.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 12.0 critical car-used 1409.0 minimal 7-plus 4.0 male-single none 3.0 real-estate 54.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad none 12.0 critical radio/television 797.0 none 7-plus 4.0 female-divorced/separated/married none 3.0 savings-agreement/life-insurance 33.0 bank own 1.0 unskilled-resident 2 no-telephone foreign-worker good stable 24.0 critical furniture/equipement 3617.0 none 7-plus 4.0 male-single co-applicant 4.0 unknown/none 20.0 none rent 2.0 skilled-employee 1 no-telephone foreign-worker good low 12.0 on-time car-new 1318.0 high 7-plus 4.0 male-single none 4.0 real-estate 54.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad low 54.0 fully-payed business 15945.0 minimal less-than-1 3.0 male-single none 4.0 unknown/none 58.0 none rent 1.0 skilled-employee 1 registered-telephone foreign-worker good none 12.0 critical education 2012.0 none 4-to-7 4.0 female-divorced/separated/married none 2.0 car/other 61.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 18.0 on-time business 2622.0 low good-to-4 4.0 male-single none 4.0 car/other 34.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 36.0 critical radio/television 2337.0 minimal 7-plus 4.0 male-single none 4.0 real-estate 36.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 20.0 past-delay car-used 7057.0 none 4-to-7 3.0 male-single none 4.0 savings-agreement/life-insurance 36.0 bank rent 2.0 high-qualification 2 registered-telephone foreign-worker good none 24.0 on-time car-new 1469.0 low 7-plus 4.0 male-married/widowed none 4.0 real-estate 41.0 none rent 1.0 unskilled-resident 1 no-telephone foreign-worker good low 36.0 on-time radio/television 2323.0 minimal 4-to-7 4.0 male-single none 4.0 car/other 24.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good none 6.0 past-delay radio/television 932.0 minimal good-to-4 3.0 female-divorced/separated/married none 2.0 real-estate 24.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 9.0 critical furniture/equipement 1919.0 minimal 4-to-7 4.0 male-single none 3.0 car/other 35.0 none rent 1.0 skilled-employee 1 registered-telephone foreign-worker good none 12.0 on-time car-used 2445.0 none less-than-1 2.0 male-married/widowed none 4.0 car/other 26.0 none rent 1.0 skilled-employee 1 registered-telephone foreign-worker bad low 24.0 critical other 11938.0 minimal good-to-4 2.0 male-single co-applicant 3.0 car/other 39.0 none own 2.0 high-qualification 2 registered-telephone foreign-worker bad none 18.0 bank-payed car-new 6458.0 minimal 7-plus 2.0 male-single none 4.0 unknown/none 39.0 bank own 2.0 high-qualification 2 registered-telephone foreign-worker good low 12.0 on-time car-new 6078.0 minimal 4-to-7 2.0 male-single none 2.0 car/other 32.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 24.0 on-time furniture/equipement 7721.0 none less-than-1 1.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 30.0 none own 1.0 skilled-employee 1 registered-telephone local-worker good low 14.0 on-time business 1410.0 medium 7-plus 1.0 male-married/widowed none 2.0 real-estate 35.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good low 6.0 past-delay business 1449.0 low 7-plus 1.0 male-divorced/separated none 2.0 car/other 31.0 bank own 2.0 skilled-employee 2 no-telephone foreign-worker good stable 15.0 on-time education 392.0 minimal less-than-1 4.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 23.0 none rent 1.0 skilled-employee 1 registered-telephone foreign-worker good low 18.0 on-time car-new 6260.0 minimal 4-to-7 3.0 male-single none 3.0 real-estate 28.0 none rent 1.0 unskilled-resident 1 no-telephone foreign-worker bad none 36.0 critical car-new 7855.0 minimal good-to-4 4.0 female-divorced/separated/married none 2.0 real-estate 25.0 stores own 2.0 skilled-employee 1 registered-telephone foreign-worker good negative 12.0 on-time radio/television 1680.0 medium 7-plus 3.0 male-married/widowed none 1.0 real-estate 35.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 48.0 critical radio/television 3578.0 none 7-plus 4.0 male-single none 1.0 real-estate 47.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad negative 42.0 on-time radio/television 7174.0 none 4-to-7 4.0 female-divorced/separated/married none 3.0 car/other 30.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good negative 10.0 critical furniture/equipement 2132.0 none less-than-1 2.0 female-divorced/separated/married co-applicant 3.0 real-estate 27.0 none rent 2.0 skilled-employee 1 no-telephone local-worker bad negative 33.0 critical furniture/equipement 4281.0 medium good-to-4 1.0 female-divorced/separated/married none 4.0 car/other 23.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good low 12.0 critical car-new 2366.0 medium 4-to-7 3.0 male-divorced/separated none 3.0 car/other 36.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker bad negative 21.0 on-time radio/television 1835.0 minimal good-to-4 3.0 female-divorced/separated/married none 2.0 real-estate 25.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 24.0 critical car-used 3868.0 minimal 7-plus 4.0 female-divorced/separated/married none 2.0 car/other 41.0 none rent 2.0 high-qualification 1 registered-telephone foreign-worker good none 12.0 on-time furniture/equipement 1768.0 minimal good-to-4 3.0 male-single none 2.0 real-estate 24.0 none rent 1.0 unskilled-resident 1 no-telephone foreign-worker good stable 10.0 critical car-new 781.0 minimal 7-plus 4.0 male-single none 4.0 unknown/none 63.0 none for-free 2.0 skilled-employee 1 registered-telephone foreign-worker bad low 18.0 on-time furniture/equipement 1924.0 none less-than-1 4.0 female-divorced/separated/married none 3.0 real-estate 27.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good negative 12.0 critical car-new 2121.0 minimal good-to-4 4.0 male-single none 2.0 savings-agreement/life-insurance 30.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good negative 12.0 on-time radio/television 701.0 minimal good-to-4 4.0 male-married/widowed none 2.0 real-estate 40.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker bad low 12.0 on-time repairs 639.0 minimal good-to-4 4.0 male-single none 2.0 car/other 30.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 12.0 critical car-used 1860.0 minimal unemployed 4.0 male-single none 2.0 car/other 34.0 none own 2.0 high-qualification 1 registered-telephone foreign-worker bad negative 12.0 critical car-new 3499.0 minimal good-to-4 3.0 female-divorced/separated/married co-applicant 2.0 real-estate 29.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good low 48.0 on-time car-new 8487.0 none 4-to-7 1.0 female-divorced/separated/married none 2.0 car/other 24.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 36.0 past-delay education 6887.0 minimal good-to-4 4.0 male-single none 3.0 savings-agreement/life-insurance 29.0 stores own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 15.0 on-time furniture/equipement 2708.0 minimal less-than-1 2.0 male-single none 3.0 savings-agreement/life-insurance 27.0 bank own 2.0 unskilled-resident 1 no-telephone foreign-worker good none 18.0 on-time furniture/equipement 1984.0 minimal good-to-4 4.0 male-single none 4.0 unknown/none 47.0 bank for-free 2.0 skilled-employee 1 no-telephone foreign-worker good none 60.0 on-time radio/television 10144.0 low 4-to-7 2.0 female-divorced/separated/married none 4.0 real-estate 21.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 12.0 critical radio/television 1240.0 none 7-plus 4.0 female-divorced/separated/married none 2.0 real-estate 38.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 27.0 past-delay car-used 8613.0 high good-to-4 2.0 male-single none 2.0 car/other 27.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad low 12.0 on-time radio/television 766.0 medium good-to-4 4.0 male-single none 3.0 real-estate 66.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good low 15.0 critical radio/television 2728.0 none 4-to-7 4.0 male-single guarantor 2.0 real-estate 35.0 bank own 3.0 skilled-employee 1 registered-telephone foreign-worker good stable 12.0 on-time radio/television 1881.0 minimal good-to-4 2.0 female-divorced/separated/married none 2.0 car/other 44.0 none rent 1.0 unskilled-resident 1 registered-telephone foreign-worker good stable 6.0 on-time car-new 709.0 high less-than-1 2.0 male-married/widowed none 2.0 real-estate 27.0 none own 1.0 unskilled/non-resident 1 no-telephone local-worker good low 36.0 on-time radio/television 4795.0 minimal less-than-1 4.0 female-divorced/separated/married none 1.0 unknown/none 30.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good negative 27.0 on-time radio/television 3416.0 minimal good-to-4 3.0 male-single none 2.0 car/other 27.0 none own 1.0 high-qualification 1 no-telephone foreign-worker bad negative 18.0 on-time furniture/equipement 2462.0 minimal good-to-4 2.0 male-single none 2.0 car/other 22.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 21.0 critical furniture/equipement 2288.0 minimal less-than-1 4.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 23.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good low 48.0 bank-payed business 3566.0 low 4-to-7 4.0 male-single none 2.0 car/other 30.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 6.0 critical car-new 860.0 minimal 7-plus 1.0 female-divorced/separated/married none 4.0 unknown/none 39.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 12.0 critical car-new 682.0 low 4-to-7 4.0 female-divorced/separated/married none 3.0 car/other 51.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good negative 36.0 critical furniture/equipement 5371.0 minimal good-to-4 3.0 male-single guarantor 2.0 savings-agreement/life-insurance 28.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 18.0 critical radio/television 1582.0 high 7-plus 4.0 male-single none 4.0 car/other 46.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 6.0 on-time radio/television 1346.0 low 7-plus 2.0 male-single none 4.0 unknown/none 42.0 bank for-free 1.0 skilled-employee 2 registered-telephone foreign-worker good none 10.0 on-time radio/television 1924.0 minimal good-to-4 1.0 male-single none 4.0 savings-agreement/life-insurance 38.0 none own 1.0 skilled-employee 1 registered-telephone local-worker good stable 36.0 on-time radio/television 5848.0 minimal good-to-4 4.0 male-single none 1.0 car/other 24.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 24.0 critical car-used 7758.0 high 7-plus 2.0 female-divorced/separated/married none 4.0 unknown/none 29.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good low 24.0 past-delay business 6967.0 low 4-to-7 4.0 male-single none 4.0 car/other 36.0 none rent 1.0 high-qualification 1 registered-telephone foreign-worker bad negative 12.0 on-time furniture/equipement 1282.0 minimal good-to-4 2.0 female-divorced/separated/married none 4.0 car/other 20.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good negative 9.0 critical repairs 1288.0 low 7-plus 3.0 male-single guarantor 4.0 real-estate 48.0 none own 2.0 skilled-employee 2 no-telephone local-worker good negative 12.0 bank-payed retraining 339.0 minimal 7-plus 4.0 male-married/widowed none 1.0 car/other 45.0 bank own 1.0 unskilled-resident 1 no-telephone foreign-worker good low 24.0 on-time car-new 3512.0 low 4-to-7 2.0 male-single none 3.0 car/other 38.0 bank own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 6.0 critical radio/television 1898.0 none good-to-4 1.0 male-single none 2.0 real-estate 34.0 none own 2.0 unskilled-resident 2 no-telephone foreign-worker good none 24.0 critical radio/television 2872.0 low 7-plus 3.0 male-single none 4.0 real-estate 36.0 none own 1.0 skilled-employee 2 registered-telephone foreign-worker good none 18.0 critical car-new 1055.0 minimal less-than-1 4.0 female-divorced/separated/married none 1.0 savings-agreement/life-insurance 30.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 15.0 on-time domestic appliances 1262.0 medium 4-to-7 4.0 male-single none 3.0 savings-agreement/life-insurance 36.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good low 10.0 on-time car-new 7308.0 minimal unemployed 2.0 male-single none 4.0 unknown/none 70.0 bank for-free 1.0 high-qualification 1 registered-telephone foreign-worker good none 36.0 on-time car-new 909.0 medium 7-plus 4.0 male-single none 4.0 savings-agreement/life-insurance 36.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 6.0 on-time furniture/equipement 2978.0 medium good-to-4 1.0 male-single none 2.0 car/other 32.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad negative 18.0 on-time furniture/equipement 1131.0 minimal unemployed 4.0 female-divorced/separated/married none 2.0 car/other 33.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 11.0 on-time furniture/equipement 1577.0 high less-than-1 4.0 female-divorced/separated/married none 1.0 real-estate 20.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 on-time furniture/equipement 3972.0 minimal 4-to-7 2.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 25.0 none rent 1.0 skilled-employee 1 registered-telephone foreign-worker bad low 24.0 critical business 1935.0 minimal 7-plus 4.0 male-divorced/separated none 4.0 real-estate 31.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker bad negative 15.0 fully-payed car-new 950.0 minimal 7-plus 4.0 male-single none 3.0 car/other 33.0 none rent 2.0 skilled-employee 2 no-telephone foreign-worker good none 12.0 on-time furniture/equipement 763.0 minimal good-to-4 4.0 female-divorced/separated/married none 1.0 real-estate 26.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad low 24.0 past-delay furniture/equipement 2064.0 minimal unemployed 3.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 34.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good low 8.0 on-time radio/television 1414.0 minimal good-to-4 4.0 male-single guarantor 2.0 real-estate 33.0 none own 1.0 skilled-employee 1 no-telephone local-worker bad negative 21.0 past-delay education 3414.0 minimal less-than-1 2.0 male-single none 1.0 savings-agreement/life-insurance 26.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad none 30.0 bank-payed car-used 7485.0 none unemployed 4.0 female-divorced/separated/married none 1.0 real-estate 53.0 bank own 1.0 high-qualification 1 registered-telephone foreign-worker good negative 12.0 on-time furniture/equipement 2577.0 minimal good-to-4 2.0 male-divorced/separated none 1.0 car/other 42.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 6.0 critical radio/television 338.0 medium 7-plus 4.0 male-single none 4.0 car/other 52.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 12.0 on-time radio/television 1963.0 minimal 4-to-7 4.0 male-single none 2.0 car/other 31.0 none rent 2.0 high-qualification 2 registered-telephone foreign-worker good negative 21.0 critical car-new 571.0 minimal 7-plus 4.0 male-single none 4.0 real-estate 65.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad none 36.0 past-delay business 9572.0 minimal less-than-1 1.0 male-divorced/separated none 1.0 car/other 28.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad low 36.0 past-delay business 4455.0 minimal good-to-4 2.0 male-divorced/separated none 2.0 real-estate 30.0 stores own 2.0 high-qualification 1 registered-telephone foreign-worker bad negative 21.0 bank-payed car-new 1647.0 none good-to-4 4.0 male-single none 2.0 savings-agreement/life-insurance 40.0 none own 2.0 unskilled-resident 2 no-telephone foreign-worker good none 24.0 critical furniture/equipement 3777.0 high good-to-4 4.0 male-single none 4.0 real-estate 50.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad low 18.0 critical car-new 884.0 minimal 7-plus 4.0 male-single none 4.0 car/other 36.0 bank own 1.0 skilled-employee 2 registered-telephone foreign-worker good none 15.0 critical radio/television 1360.0 minimal good-to-4 4.0 male-single none 2.0 savings-agreement/life-insurance 31.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad low 9.0 bank-payed car-used 5129.0 minimal 7-plus 2.0 female-divorced/separated/married none 4.0 unknown/none 74.0 bank for-free 1.0 high-qualification 2 registered-telephone foreign-worker good low 16.0 critical car-new 1175.0 minimal unemployed 2.0 male-single none 3.0 car/other 68.0 none for-free 3.0 unskilled/non-resident 1 registered-telephone foreign-worker bad negative 12.0 on-time radio/television 674.0 low 4-to-7 4.0 male-married/widowed none 1.0 savings-agreement/life-insurance 20.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 18.0 fully-payed furniture/equipement 3244.0 minimal good-to-4 1.0 female-divorced/separated/married none 4.0 car/other 33.0 bank own 2.0 skilled-employee 1 registered-telephone foreign-worker bad none 24.0 on-time business 4591.0 high good-to-4 2.0 male-single none 3.0 savings-agreement/life-insurance 54.0 none own 3.0 high-qualification 1 registered-telephone foreign-worker bad low 48.0 fully-payed business 3844.0 low 4-to-7 4.0 male-single none 4.0 unknown/none 34.0 none for-free 1.0 unskilled-resident 2 no-telephone foreign-worker bad low 27.0 on-time business 3915.0 minimal good-to-4 4.0 male-single none 2.0 car/other 36.0 none own 1.0 skilled-employee 2 registered-telephone foreign-worker good none 6.0 on-time radio/television 2108.0 minimal 4-to-7 2.0 male-married/widowed none 2.0 real-estate 29.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker bad low 45.0 on-time radio/television 3031.0 low good-to-4 4.0 male-single guarantor 4.0 savings-agreement/life-insurance 21.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker bad low 9.0 critical education 1501.0 minimal 7-plus 2.0 female-divorced/separated/married none 3.0 car/other 34.0 none own 2.0 high-qualification 1 registered-telephone foreign-worker good none 6.0 critical radio/television 1382.0 minimal good-to-4 1.0 female-divorced/separated/married none 1.0 car/other 28.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker bad low 12.0 on-time furniture/equipement 951.0 low less-than-1 4.0 female-divorced/separated/married none 4.0 car/other 27.0 bank rent 4.0 skilled-employee 1 no-telephone foreign-worker good low 24.0 on-time car-used 2760.0 none 7-plus 4.0 male-single none 4.0 unknown/none 36.0 bank for-free 1.0 skilled-employee 1 registered-telephone foreign-worker bad low 18.0 past-delay furniture/equipement 4297.0 minimal 7-plus 4.0 male-divorced/separated none 3.0 unknown/none 40.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good none 9.0 critical education 936.0 medium 7-plus 4.0 male-single none 2.0 car/other 52.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good negative 12.0 on-time car-new 1168.0 minimal good-to-4 4.0 male-married/widowed none 3.0 real-estate 27.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good none 27.0 past-delay business 5117.0 minimal 4-to-7 3.0 male-single none 4.0 car/other 26.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad negative 12.0 on-time retraining 902.0 minimal 4-to-7 4.0 male-married/widowed none 4.0 savings-agreement/life-insurance 21.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good none 12.0 critical car-new 1495.0 minimal 7-plus 4.0 male-single none 1.0 real-estate 38.0 none own 2.0 unskilled-resident 2 no-telephone foreign-worker good negative 30.0 critical car-used 10623.0 minimal 7-plus 3.0 male-single none 4.0 unknown/none 38.0 none for-free 3.0 high-qualification 2 registered-telephone foreign-worker good none 12.0 critical furniture/equipement 1935.0 minimal 7-plus 4.0 male-single none 4.0 real-estate 43.0 none own 3.0 skilled-employee 1 registered-telephone foreign-worker good low 12.0 critical domestic appliances 1424.0 minimal 4-to-7 4.0 male-single none 3.0 savings-agreement/life-insurance 26.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 24.0 on-time business 6568.0 minimal good-to-4 2.0 male-married/widowed none 2.0 car/other 21.0 stores own 1.0 unskilled-resident 1 no-telephone foreign-worker good none 12.0 on-time car-used 1413.0 high 4-to-7 3.0 male-single none 2.0 savings-agreement/life-insurance 55.0 none own 1.0 skilled-employee 1 no-telephone local-worker good none 9.0 critical radio/television 3074.0 none good-to-4 1.0 male-single none 2.0 real-estate 33.0 none own 2.0 skilled-employee 2 no-telephone foreign-worker good none 36.0 on-time radio/television 3835.0 none 7-plus 2.0 female-divorced/separated/married none 4.0 real-estate 45.0 none own 1.0 unskilled-resident 1 registered-telephone foreign-worker bad negative 27.0 fully-payed business 5293.0 minimal unemployed 2.0 male-single none 4.0 savings-agreement/life-insurance 50.0 stores own 2.0 skilled-employee 1 registered-telephone foreign-worker bad stable 30.0 past-delay business 1908.0 minimal 7-plus 4.0 male-single none 4.0 real-estate 66.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good none 36.0 critical radio/television 3342.0 none 7-plus 4.0 male-single none 2.0 car/other 51.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good low 6.0 critical retraining 932.0 none 4-to-7 1.0 female-divorced/separated/married none 3.0 savings-agreement/life-insurance 39.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker good negative 18.0 fully-payed business 3104.0 minimal 4-to-7 3.0 male-single none 1.0 savings-agreement/life-insurance 31.0 bank own 1.0 skilled-employee 1 registered-telephone foreign-worker good stable 36.0 on-time radio/television 3913.0 minimal good-to-4 2.0 male-single none 2.0 real-estate 23.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good negative 24.0 on-time furniture/equipement 3021.0 minimal good-to-4 2.0 male-divorced/separated none 2.0 real-estate 24.0 none rent 1.0 unskilled-resident 1 no-telephone foreign-worker good none 10.0 on-time car-new 1364.0 minimal good-to-4 2.0 female-divorced/separated/married none 4.0 car/other 64.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good low 12.0 on-time radio/television 625.0 minimal less-than-1 4.0 male-married/widowed guarantor 1.0 real-estate 26.0 bank own 1.0 unskilled-resident 1 no-telephone foreign-worker good negative 12.0 on-time education 1200.0 none good-to-4 4.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 23.0 bank rent 1.0 skilled-employee 1 registered-telephone foreign-worker good none 12.0 on-time radio/television 707.0 minimal good-to-4 4.0 male-single none 2.0 real-estate 30.0 bank own 2.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 past-delay business 2978.0 none good-to-4 4.0 male-single none 4.0 real-estate 32.0 none own 2.0 skilled-employee 2 registered-telephone foreign-worker good none 15.0 on-time car-used 4657.0 minimal good-to-4 3.0 male-single none 2.0 car/other 30.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 36.0 fully-payed repairs 2613.0 minimal good-to-4 4.0 male-single none 2.0 car/other 27.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad low 48.0 on-time radio/television 10961.0 high 4-to-7 1.0 male-single co-applicant 2.0 unknown/none 27.0 bank own 2.0 skilled-employee 1 registered-telephone foreign-worker bad negative 12.0 on-time furniture/equipement 7865.0 minimal 7-plus 4.0 male-single none 4.0 unknown/none 53.0 none for-free 1.0 high-qualification 1 registered-telephone foreign-worker bad none 9.0 on-time radio/television 1478.0 minimal 4-to-7 4.0 male-single none 2.0 car/other 22.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 24.0 on-time furniture/equipement 3149.0 minimal less-than-1 4.0 male-single none 1.0 unknown/none 22.0 bank for-free 1.0 skilled-employee 1 no-telephone foreign-worker bad stable 36.0 on-time radio/television 4210.0 minimal good-to-4 4.0 male-single none 2.0 car/other 26.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 9.0 on-time car-new 2507.0 medium 7-plus 2.0 male-single none 4.0 unknown/none 51.0 none for-free 1.0 unskilled-resident 1 no-telephone foreign-worker good none 12.0 on-time radio/television 2141.0 low 4-to-7 3.0 male-single none 1.0 unknown/none 35.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 18.0 on-time radio/television 866.0 minimal good-to-4 4.0 male-married/widowed guarantor 2.0 real-estate 25.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good none 4.0 critical radio/television 1544.0 minimal 4-to-7 2.0 male-single none 1.0 real-estate 42.0 none own 3.0 unskilled-resident 2 no-telephone foreign-worker bad negative 24.0 on-time radio/television 1823.0 minimal unemployed 4.0 male-single none 2.0 car/other 30.0 stores own 1.0 high-qualification 2 no-telephone foreign-worker bad low 6.0 on-time car-new 14555.0 none unemployed 1.0 male-single none 2.0 savings-agreement/life-insurance 23.0 none own 1.0 unskilled/non-resident 1 registered-telephone foreign-worker bad low 21.0 on-time business 2767.0 low 7-plus 4.0 male-divorced/separated none 2.0 car/other 61.0 bank rent 2.0 unskilled-resident 1 no-telephone foreign-worker good none 12.0 critical radio/television 1291.0 minimal good-to-4 4.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 35.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good negative 30.0 on-time radio/television 2522.0 minimal 7-plus 1.0 male-single guarantor 3.0 savings-agreement/life-insurance 39.0 none own 1.0 skilled-employee 2 no-telephone foreign-worker bad negative 24.0 on-time car-new 915.0 none 7-plus 4.0 female-divorced/separated/married none 2.0 car/other 29.0 bank own 1.0 skilled-employee 1 no-telephone foreign-worker good none 6.0 on-time radio/television 1595.0 minimal 4-to-7 3.0 male-single none 2.0 savings-agreement/life-insurance 51.0 none own 1.0 skilled-employee 2 no-telephone foreign-worker bad negative 48.0 fully-payed car-used 4605.0 minimal 7-plus 3.0 male-single none 4.0 unknown/none 24.0 none for-free 2.0 skilled-employee 2 no-telephone foreign-worker good none 12.0 critical business 1185.0 minimal good-to-4 3.0 female-divorced/separated/married none 2.0 real-estate 27.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 12.0 bank-payed retraining 3447.0 medium good-to-4 4.0 female-divorced/separated/married none 3.0 real-estate 35.0 none own 1.0 unskilled-resident 2 no-telephone foreign-worker good none 24.0 on-time business 1258.0 minimal 4-to-7 4.0 male-single none 1.0 real-estate 25.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 12.0 critical radio/television 717.0 minimal 7-plus 4.0 male-single none 4.0 real-estate 52.0 none own 3.0 skilled-employee 1 no-telephone foreign-worker good none 6.0 fully-payed car-new 1204.0 low good-to-4 4.0 male-single none 1.0 unknown/none 35.0 bank rent 1.0 skilled-employee 1 no-telephone local-worker good stable 24.0 on-time furniture/equipement 1925.0 minimal good-to-4 2.0 male-single none 2.0 real-estate 26.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad none 18.0 on-time radio/television 433.0 minimal unemployed 3.0 female-divorced/separated/married co-applicant 4.0 real-estate 22.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good negative 6.0 critical car-new 666.0 high 4-to-7 3.0 female-divorced/separated/married none 4.0 real-estate 39.0 none own 2.0 unskilled-resident 1 registered-telephone foreign-worker good stable 12.0 on-time furniture/equipement 2251.0 minimal good-to-4 1.0 female-divorced/separated/married none 2.0 car/other 46.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker bad low 30.0 on-time car-new 2150.0 minimal good-to-4 4.0 female-divorced/separated/married guarantor 2.0 unknown/none 24.0 bank own 1.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 past-delay furniture/equipement 4151.0 low good-to-4 2.0 male-single none 3.0 savings-agreement/life-insurance 35.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good low 9.0 on-time furniture/equipement 2030.0 none 4-to-7 2.0 male-single none 1.0 car/other 24.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good low 60.0 past-delay radio/television 7418.0 none good-to-4 1.0 male-single none 1.0 real-estate 27.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good none 24.0 critical radio/television 2684.0 minimal good-to-4 4.0 male-single none 2.0 real-estate 35.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker bad negative 12.0 bank-payed radio/television 2149.0 minimal good-to-4 4.0 male-divorced/separated none 1.0 unknown/none 29.0 none for-free 1.0 skilled-employee 1 no-telephone foreign-worker good none 15.0 on-time car-used 3812.0 low less-than-1 1.0 female-divorced/separated/married none 4.0 car/other 23.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 11.0 critical radio/television 1154.0 low unemployed 4.0 female-divorced/separated/married none 4.0 real-estate 57.0 none own 3.0 unskilled-resident 1 no-telephone foreign-worker good negative 12.0 on-time furniture/equipement 1657.0 minimal good-to-4 2.0 male-single none 2.0 real-estate 27.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 24.0 on-time radio/television 1603.0 minimal 7-plus 4.0 female-divorced/separated/married none 4.0 car/other 55.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 18.0 critical car-new 5302.0 minimal 7-plus 2.0 male-single none 4.0 unknown/none 36.0 none for-free 3.0 high-qualification 1 registered-telephone foreign-worker good none 12.0 critical education 2748.0 minimal 7-plus 2.0 female-divorced/separated/married none 4.0 unknown/none 57.0 bank for-free 3.0 unskilled-resident 1 no-telephone foreign-worker good none 10.0 critical car-new 1231.0 minimal 7-plus 3.0 male-single none 4.0 real-estate 32.0 none own 2.0 unskilled-resident 2 no-telephone local-worker bad low 15.0 on-time radio/television 802.0 minimal 7-plus 4.0 male-single none 3.0 car/other 37.0 none own 1.0 skilled-employee 2 no-telephone foreign-worker good none 36.0 critical business 6304.0 none 7-plus 4.0 male-single none 4.0 real-estate 36.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 on-time radio/television 1533.0 minimal less-than-1 4.0 female-divorced/separated/married none 3.0 car/other 38.0 stores own 1.0 skilled-employee 1 registered-telephone foreign-worker bad negative 14.0 on-time car-new 8978.0 minimal 7-plus 1.0 male-divorced/separated none 4.0 savings-agreement/life-insurance 45.0 none own 1.0 high-qualification 1 registered-telephone local-worker good none 24.0 on-time radio/television 999.0 none 7-plus 4.0 male-single none 2.0 car/other 25.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 18.0 on-time car-new 2662.0 none 4-to-7 4.0 male-single none 3.0 savings-agreement/life-insurance 32.0 none own 1.0 skilled-employee 1 no-telephone local-worker good none 12.0 critical furniture/equipement 1402.0 medium 4-to-7 3.0 female-divorced/separated/married none 4.0 car/other 37.0 none rent 1.0 skilled-employee 1 registered-telephone foreign-worker good low 48.0 bank-payed car-new 12169.0 none unemployed 4.0 male-single co-applicant 4.0 unknown/none 36.0 none for-free 1.0 high-qualification 1 registered-telephone foreign-worker bad low 48.0 on-time radio/television 3060.0 minimal 4-to-7 4.0 male-single none 4.0 real-estate 28.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad negative 30.0 on-time repairs 11998.0 minimal less-than-1 1.0 male-divorced/separated none 1.0 unknown/none 34.0 none own 1.0 unskilled-resident 1 registered-telephone foreign-worker good none 9.0 on-time radio/television 2697.0 minimal good-to-4 1.0 male-single none 2.0 real-estate 32.0 none own 1.0 skilled-employee 2 no-telephone foreign-worker good none 18.0 critical radio/television 2404.0 minimal good-to-4 2.0 female-divorced/separated/married none 2.0 car/other 26.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good negative 12.0 on-time furniture/equipement 1262.0 none 7-plus 2.0 male-divorced/separated none 4.0 savings-agreement/life-insurance 49.0 none own 1.0 unskilled-resident 1 registered-telephone foreign-worker bad none 6.0 on-time furniture/equipement 4611.0 minimal less-than-1 1.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 32.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 on-time radio/television 1901.0 low good-to-4 4.0 male-single none 4.0 car/other 29.0 none rent 1.0 high-qualification 1 registered-telephone foreign-worker good none 15.0 critical car-used 3368.0 high 7-plus 3.0 male-single none 4.0 unknown/none 23.0 none rent 2.0 skilled-employee 1 registered-telephone foreign-worker good none 12.0 on-time furniture/equipement 1574.0 minimal good-to-4 4.0 male-single none 2.0 real-estate 50.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good stable 18.0 bank-payed radio/television 1445.0 none 4-to-7 4.0 male-single none 4.0 car/other 49.0 bank own 1.0 unskilled-resident 1 no-telephone foreign-worker good none 15.0 critical furniture/equipement 1520.0 none 7-plus 4.0 male-single none 4.0 savings-agreement/life-insurance 63.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 24.0 critical car-new 3878.0 low less-than-1 4.0 male-divorced/separated none 2.0 car/other 37.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good negative 47.0 on-time car-new 10722.0 minimal less-than-1 1.0 female-divorced/separated/married none 1.0 real-estate 35.0 none own 1.0 unskilled-resident 1 registered-telephone foreign-worker good negative 48.0 on-time car-used 4788.0 minimal 4-to-7 4.0 male-single none 3.0 savings-agreement/life-insurance 26.0 none own 1.0 skilled-employee 2 no-telephone foreign-worker good low 48.0 past-delay other 7582.0 low unemployed 2.0 male-single none 4.0 unknown/none 31.0 none for-free 1.0 high-qualification 1 registered-telephone foreign-worker good low 12.0 on-time radio/television 1092.0 minimal good-to-4 4.0 female-divorced/separated/married guarantor 4.0 real-estate 49.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker bad negative 24.0 past-delay radio/television 1024.0 minimal less-than-1 4.0 male-married/widowed none 4.0 real-estate 48.0 stores own 1.0 skilled-employee 1 no-telephone foreign-worker good none 12.0 on-time business 1076.0 minimal good-to-4 2.0 male-married/widowed none 2.0 real-estate 26.0 none own 1.0 skilled-employee 1 registered-telephone local-worker bad low 36.0 on-time car-used 9398.0 minimal less-than-1 1.0 male-married/widowed none 4.0 car/other 28.0 none rent 1.0 high-qualification 1 registered-telephone foreign-worker good negative 24.0 critical car-used 6419.0 minimal 7-plus 2.0 female-divorced/separated/married none 4.0 unknown/none 44.0 none for-free 2.0 high-qualification 2 registered-telephone foreign-worker good stable 42.0 critical car-used 4796.0 minimal 7-plus 4.0 male-single none 4.0 unknown/none 56.0 none for-free 1.0 skilled-employee 1 no-telephone foreign-worker good none 48.0 critical business 7629.0 none 7-plus 4.0 male-divorced/separated none 2.0 car/other 46.0 bank own 2.0 high-qualification 2 no-telephone foreign-worker bad low 48.0 on-time furniture/equipement 9960.0 minimal less-than-1 1.0 female-divorced/separated/married none 2.0 car/other 26.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 12.0 on-time car-used 4675.0 none less-than-1 1.0 female-divorced/separated/married none 4.0 car/other 20.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good none 10.0 on-time car-new 1287.0 none 7-plus 4.0 male-single co-applicant 2.0 savings-agreement/life-insurance 45.0 none own 1.0 unskilled-resident 1 no-telephone local-worker good none 18.0 on-time furniture/equipement 2515.0 minimal good-to-4 3.0 male-single none 4.0 real-estate 43.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good low 21.0 critical furniture/equipement 2745.0 high 4-to-7 3.0 male-single none 2.0 car/other 32.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 6.0 on-time car-new 672.0 minimal unemployed 1.0 female-divorced/separated/married none 4.0 real-estate 54.0 none own 1.0 unskilled/non-resident 1 registered-telephone foreign-worker bad low 36.0 fully-payed radio/television 3804.0 minimal good-to-4 4.0 female-divorced/separated/married none 1.0 car/other 42.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad stable 24.0 critical car-new 1344.0 none 4-to-7 4.0 male-single none 2.0 real-estate 37.0 bank own 2.0 unskilled-resident 2 no-telephone foreign-worker good negative 10.0 critical car-new 1038.0 minimal 4-to-7 4.0 male-single co-applicant 3.0 savings-agreement/life-insurance 49.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker bad none 48.0 critical car-new 10127.0 medium good-to-4 2.0 male-single none 2.0 unknown/none 44.0 bank for-free 1.0 skilled-employee 1 no-telephone foreign-worker good none 6.0 on-time furniture/equipement 1543.0 high good-to-4 4.0 male-divorced/separated none 2.0 real-estate 33.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 30.0 on-time car-used 4811.0 none 4-to-7 2.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 24.0 stores rent 1.0 unskilled-resident 1 no-telephone foreign-worker bad negative 12.0 on-time radio/television 727.0 low less-than-1 4.0 male-married/widowed none 3.0 unknown/none 33.0 none own 1.0 unskilled-resident 1 registered-telephone foreign-worker bad low 8.0 on-time furniture/equipement 1237.0 minimal good-to-4 3.0 female-divorced/separated/married none 4.0 real-estate 24.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 9.0 on-time car-new 276.0 minimal good-to-4 4.0 male-married/widowed none 4.0 real-estate 22.0 none rent 1.0 unskilled-resident 1 no-telephone foreign-worker good low 48.0 on-time other 5381.0 none unemployed 3.0 male-single none 4.0 unknown/none 40.0 bank for-free 1.0 unskilled/non-resident 1 registered-telephone foreign-worker good none 24.0 on-time furniture/equipement 5511.0 low good-to-4 4.0 male-single none 1.0 car/other 25.0 stores own 1.0 skilled-employee 1 no-telephone foreign-worker good stable 24.0 on-time furniture/equipement 3749.0 minimal less-than-1 2.0 female-divorced/separated/married none 4.0 car/other 26.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad low 12.0 on-time car-new 685.0 minimal 4-to-7 2.0 male-married/widowed none 3.0 car/other 25.0 bank own 1.0 unskilled-resident 1 no-telephone foreign-worker good stable 4.0 on-time car-new 1494.0 none less-than-1 1.0 male-single none 2.0 real-estate 29.0 none own 1.0 unskilled-resident 2 no-telephone local-worker bad negative 36.0 bank-payed furniture/equipement 2746.0 minimal 7-plus 4.0 male-single none 4.0 car/other 31.0 bank own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 12.0 on-time furniture/equipement 708.0 minimal good-to-4 2.0 male-single guarantor 3.0 savings-agreement/life-insurance 38.0 none own 1.0 unskilled-resident 2 no-telephone foreign-worker good low 24.0 on-time furniture/equipement 4351.0 none good-to-4 1.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 48.0 none own 1.0 unskilled-resident 1 registered-telephone foreign-worker good none 12.0 critical education 701.0 minimal good-to-4 4.0 male-single none 2.0 car/other 32.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good negative 15.0 past-delay furniture/equipement 3643.0 minimal 7-plus 1.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 27.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker bad low 30.0 critical car-new 4249.0 minimal unemployed 4.0 male-married/widowed none 2.0 car/other 28.0 none own 2.0 high-qualification 1 no-telephone foreign-worker bad negative 24.0 on-time radio/television 1938.0 minimal less-than-1 4.0 male-divorced/separated none 3.0 savings-agreement/life-insurance 32.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 24.0 on-time car-used 2910.0 minimal 4-to-7 2.0 male-single none 1.0 unknown/none 34.0 none for-free 1.0 high-qualification 1 registered-telephone foreign-worker good negative 18.0 on-time furniture/equipement 2659.0 high good-to-4 4.0 male-single none 2.0 car/other 28.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 18.0 critical car-new 1028.0 minimal good-to-4 4.0 female-divorced/separated/married none 3.0 real-estate 36.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good negative 8.0 critical car-new 3398.0 minimal 4-to-7 1.0 male-single none 4.0 real-estate 39.0 none own 2.0 unskilled-resident 1 no-telephone local-worker good none 12.0 critical furniture/equipement 5801.0 none 7-plus 2.0 male-single none 4.0 savings-agreement/life-insurance 49.0 none rent 1.0 skilled-employee 1 registered-telephone foreign-worker good none 24.0 on-time car-new 1525.0 high 4-to-7 4.0 female-divorced/separated/married none 3.0 car/other 34.0 none own 1.0 skilled-employee 2 registered-telephone foreign-worker good stable 36.0 on-time radio/television 4473.0 minimal 7-plus 4.0 male-single none 2.0 car/other 31.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 6.0 on-time radio/television 1068.0 minimal 7-plus 4.0 male-single none 4.0 car/other 28.0 none own 1.0 skilled-employee 2 no-telephone foreign-worker good negative 24.0 critical car-used 6615.0 minimal unemployed 2.0 male-single none 4.0 unknown/none 75.0 none for-free 2.0 high-qualification 1 registered-telephone foreign-worker bad none 18.0 critical education 1864.0 low good-to-4 4.0 female-divorced/separated/married none 2.0 real-estate 30.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad low 60.0 on-time car-new 7408.0 low less-than-1 4.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 24.0 none own 1.0 high-qualification 1 no-telephone foreign-worker bad none 48.0 critical car-used 11590.0 low good-to-4 2.0 female-divorced/separated/married none 4.0 car/other 24.0 bank rent 2.0 unskilled-resident 1 no-telephone foreign-worker bad negative 24.0 fully-payed furniture/equipement 4110.0 minimal 7-plus 3.0 male-single none 4.0 unknown/none 23.0 bank rent 2.0 skilled-employee 2 no-telephone foreign-worker bad negative 6.0 critical furniture/equipement 3384.0 minimal good-to-4 1.0 male-divorced/separated none 4.0 real-estate 44.0 none rent 1.0 high-qualification 1 registered-telephone foreign-worker good low 13.0 on-time radio/television 2101.0 minimal less-than-1 2.0 female-divorced/separated/married guarantor 4.0 savings-agreement/life-insurance 23.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker bad negative 15.0 on-time domestic appliances 1275.0 none good-to-4 4.0 female-divorced/separated/married none 2.0 car/other 24.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good negative 24.0 on-time furniture/equipement 4169.0 minimal good-to-4 4.0 male-single none 4.0 savings-agreement/life-insurance 28.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 10.0 on-time furniture/equipement 1521.0 minimal good-to-4 4.0 male-divorced/separated none 2.0 car/other 31.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good low 24.0 critical education 5743.0 minimal less-than-1 2.0 female-divorced/separated/married none 4.0 unknown/none 24.0 none for-free 2.0 skilled-employee 1 registered-telephone foreign-worker good negative 21.0 on-time furniture/equipement 3599.0 minimal 4-to-7 1.0 female-divorced/separated/married none 4.0 car/other 26.0 none rent 1.0 unskilled-resident 1 no-telephone foreign-worker good low 18.0 on-time radio/television 3213.0 medium less-than-1 1.0 male-married/widowed none 3.0 real-estate 25.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good low 18.0 on-time business 4439.0 minimal 7-plus 1.0 male-single co-applicant 1.0 real-estate 33.0 bank own 1.0 high-qualification 1 registered-telephone foreign-worker good stable 10.0 on-time car-new 3949.0 minimal less-than-1 1.0 male-single guarantor 1.0 savings-agreement/life-insurance 37.0 none own 1.0 unskilled-resident 2 no-telephone foreign-worker good none 15.0 critical radio/television 1459.0 minimal good-to-4 4.0 female-divorced/separated/married none 2.0 car/other 43.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good low 13.0 critical radio/television 882.0 minimal less-than-1 4.0 male-single guarantor 4.0 real-estate 23.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good low 24.0 on-time radio/television 3758.0 medium unemployed 1.0 female-divorced/separated/married none 4.0 unknown/none 23.0 none rent 1.0 unskilled/non-resident 1 no-telephone foreign-worker good none 6.0 past-delay business 1743.0 low good-to-4 1.0 male-single none 2.0 real-estate 34.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker bad low 9.0 critical education 1136.0 high 7-plus 4.0 male-single none 3.0 unknown/none 32.0 none for-free 2.0 skilled-employee 2 no-telephone foreign-worker good none 9.0 on-time domestic appliances 1236.0 minimal less-than-1 1.0 female-divorced/separated/married none 4.0 real-estate 23.0 none rent 1.0 skilled-employee 1 registered-telephone foreign-worker bad low 9.0 on-time furniture/equipement 959.0 minimal good-to-4 1.0 female-divorced/separated/married none 2.0 car/other 29.0 none own 1.0 skilled-employee 1 no-telephone local-worker good none 18.0 critical car-used 3229.0 none unemployed 2.0 male-single none 4.0 unknown/none 38.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker bad negative 12.0 fully-payed radio/television 6199.0 minimal good-to-4 4.0 male-single none 2.0 savings-agreement/life-insurance 28.0 none rent 2.0 skilled-employee 1 registered-telephone foreign-worker good none 10.0 on-time education 727.0 medium 7-plus 4.0 male-single none 4.0 unknown/none 46.0 none for-free 1.0 skilled-employee 1 registered-telephone foreign-worker bad low 24.0 on-time car-new 1246.0 minimal less-than-1 4.0 male-single none 2.0 real-estate 23.0 stores own 1.0 unskilled-resident 1 no-telephone foreign-worker good none 12.0 critical radio/television 2331.0 none 7-plus 1.0 male-single co-applicant 4.0 real-estate 49.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad none 36.0 past-delay radio/television 4463.0 minimal good-to-4 4.0 male-single none 2.0 car/other 26.0 none own 2.0 high-qualification 1 registered-telephone foreign-worker good none 12.0 on-time radio/television 776.0 minimal good-to-4 4.0 male-married/widowed none 2.0 real-estate 28.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 30.0 on-time furniture/equipement 2406.0 minimal 4-to-7 4.0 female-divorced/separated/married none 4.0 real-estate 23.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good low 18.0 on-time education 1239.0 none good-to-4 4.0 male-single none 4.0 unknown/none 61.0 none for-free 1.0 skilled-employee 1 no-telephone foreign-worker good stable 12.0 on-time radio/television 3399.0 none 7-plus 2.0 male-single none 3.0 car/other 37.0 none own 1.0 high-qualification 1 no-telephone foreign-worker good stable 12.0 past-delay car-new 2247.0 minimal good-to-4 2.0 female-divorced/separated/married none 2.0 car/other 36.0 stores own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 6.0 on-time furniture/equipement 1766.0 minimal good-to-4 1.0 male-married/widowed none 2.0 savings-agreement/life-insurance 21.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 18.0 on-time furniture/equipement 2473.0 minimal unemployed 4.0 male-single none 1.0 car/other 25.0 none own 1.0 unskilled/non-resident 1 no-telephone foreign-worker good none 12.0 on-time business 1542.0 minimal 4-to-7 2.0 male-single none 4.0 car/other 36.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 18.0 critical car-used 3850.0 minimal 4-to-7 3.0 male-single none 1.0 car/other 27.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good negative 18.0 on-time furniture/equipement 3650.0 minimal less-than-1 1.0 female-divorced/separated/married none 4.0 car/other 22.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 36.0 on-time furniture/equipement 3446.0 minimal 7-plus 4.0 male-single none 2.0 car/other 42.0 none own 1.0 skilled-employee 2 no-telephone foreign-worker good low 18.0 on-time furniture/equipement 3001.0 minimal 4-to-7 2.0 female-divorced/separated/married none 4.0 real-estate 40.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good none 36.0 on-time car-new 3079.0 none good-to-4 4.0 male-single none 4.0 real-estate 36.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 18.0 critical radio/television 6070.0 minimal 7-plus 3.0 male-single none 4.0 car/other 33.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 10.0 critical furniture/equipement 2146.0 minimal less-than-1 1.0 female-divorced/separated/married none 3.0 real-estate 23.0 none rent 2.0 skilled-employee 1 no-telephone foreign-worker good none 60.0 critical car-new 13756.0 none 7-plus 2.0 male-single none 4.0 unknown/none 63.0 bank for-free 1.0 high-qualification 1 registered-telephone foreign-worker bad low 60.0 bank-payed other 14782.0 low 7-plus 3.0 female-divorced/separated/married none 4.0 unknown/none 60.0 bank for-free 2.0 high-qualification 1 registered-telephone foreign-worker bad negative 48.0 bank-payed business 7685.0 minimal 4-to-7 2.0 female-divorced/separated/married guarantor 4.0 car/other 37.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good none 18.0 past-delay radio/television 2320.0 minimal unemployed 2.0 male-married/widowed none 3.0 real-estate 34.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 7.0 past-delay radio/television 846.0 none 7-plus 3.0 male-single none 4.0 unknown/none 36.0 none for-free 1.0 skilled-employee 1 no-telephone foreign-worker bad low 36.0 on-time car-new 14318.0 minimal 7-plus 4.0 male-single none 2.0 unknown/none 57.0 none for-free 1.0 high-qualification 1 registered-telephone foreign-worker good none 6.0 critical car-new 362.0 low good-to-4 4.0 female-divorced/separated/married none 4.0 car/other 52.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker good negative 20.0 on-time furniture/equipement 2212.0 none 4-to-7 4.0 male-single none 4.0 car/other 39.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad low 18.0 on-time car-used 12976.0 minimal unemployed 3.0 female-divorced/separated/married none 4.0 unknown/none 38.0 none for-free 1.0 high-qualification 1 registered-telephone foreign-worker good none 22.0 on-time car-new 1283.0 none 4-to-7 4.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 25.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good stable 12.0 on-time car-new 1330.0 minimal less-than-1 4.0 male-single none 1.0 real-estate 26.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 30.0 past-delay business 4272.0 low good-to-4 2.0 male-single none 2.0 savings-agreement/life-insurance 26.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker good none 18.0 critical radio/television 2238.0 minimal good-to-4 2.0 female-divorced/separated/married none 1.0 car/other 25.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 18.0 on-time radio/television 1126.0 none less-than-1 4.0 female-divorced/separated/married none 2.0 real-estate 21.0 none rent 1.0 skilled-employee 1 registered-telephone foreign-worker good low 18.0 critical furniture/equipement 7374.0 minimal unemployed 4.0 male-single none 4.0 savings-agreement/life-insurance 40.0 stores own 2.0 high-qualification 1 registered-telephone foreign-worker good low 15.0 critical business 2326.0 medium good-to-4 2.0 male-single none 4.0 car/other 27.0 bank own 1.0 skilled-employee 1 no-telephone foreign-worker good none 9.0 on-time business 1449.0 minimal 4-to-7 3.0 female-divorced/separated/married none 2.0 car/other 27.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 18.0 on-time car-new 1820.0 minimal good-to-4 2.0 male-married/widowed none 2.0 savings-agreement/life-insurance 30.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good low 12.0 on-time furniture/equipement 983.0 high less-than-1 1.0 female-divorced/separated/married none 4.0 real-estate 19.0 none rent 1.0 unskilled-resident 1 no-telephone foreign-worker good negative 36.0 on-time car-new 3249.0 minimal 4-to-7 2.0 male-single none 4.0 unknown/none 39.0 bank for-free 1.0 high-qualification 2 registered-telephone foreign-worker good negative 6.0 critical radio/television 1957.0 minimal 4-to-7 1.0 female-divorced/separated/married none 4.0 car/other 31.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 9.0 critical furniture/equipement 2406.0 minimal unemployed 2.0 male-single none 3.0 car/other 31.0 none own 1.0 high-qualification 1 no-telephone foreign-worker good low 39.0 past-delay education 11760.0 low 4-to-7 2.0 male-single none 3.0 unknown/none 32.0 none rent 1.0 skilled-employee 1 registered-telephone foreign-worker good negative 12.0 on-time furniture/equipement 2578.0 minimal unemployed 3.0 female-divorced/separated/married none 4.0 unknown/none 55.0 none for-free 1.0 high-qualification 1 no-telephone foreign-worker good negative 36.0 critical furniture/equipement 2348.0 minimal good-to-4 3.0 male-married/widowed none 2.0 savings-agreement/life-insurance 46.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker bad low 12.0 on-time car-new 1223.0 minimal 7-plus 1.0 male-divorced/separated none 1.0 real-estate 46.0 none rent 2.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 critical radio/television 1516.0 high good-to-4 4.0 female-divorced/separated/married none 1.0 real-estate 43.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker good none 18.0 on-time radio/television 1473.0 minimal less-than-1 3.0 male-married/widowed none 4.0 real-estate 39.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good low 18.0 critical business 1887.0 none good-to-4 4.0 male-married/widowed none 4.0 real-estate 28.0 bank own 2.0 skilled-employee 1 no-telephone foreign-worker bad none 24.0 past-delay business 8648.0 minimal less-than-1 2.0 male-single none 2.0 car/other 27.0 bank own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 14.0 past-delay car-new 802.0 minimal good-to-4 4.0 male-single none 2.0 car/other 27.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker good low 18.0 past-delay car-new 2899.0 none 7-plus 4.0 male-single none 4.0 car/other 43.0 none own 1.0 skilled-employee 2 no-telephone foreign-worker bad low 24.0 on-time radio/television 2039.0 minimal less-than-1 1.0 male-married/widowed none 1.0 savings-agreement/life-insurance 22.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 24.0 critical car-used 2197.0 none 4-to-7 4.0 male-single none 4.0 car/other 43.0 none own 2.0 skilled-employee 2 registered-telephone foreign-worker good negative 15.0 on-time radio/television 1053.0 minimal less-than-1 4.0 male-married/widowed none 2.0 real-estate 27.0 none own 1.0 skilled-employee 1 no-telephone local-worker good none 24.0 on-time radio/television 3235.0 medium 7-plus 3.0 male-divorced/separated none 2.0 car/other 26.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker bad stable 12.0 critical car-new 939.0 medium 4-to-7 4.0 male-married/widowed none 2.0 real-estate 28.0 none own 3.0 skilled-employee 1 registered-telephone foreign-worker good low 24.0 on-time radio/television 1967.0 minimal 7-plus 4.0 female-divorced/separated/married none 4.0 car/other 20.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 33.0 critical car-used 7253.0 minimal 4-to-7 3.0 male-single none 2.0 car/other 35.0 none own 2.0 high-qualification 1 registered-telephone foreign-worker bad none 12.0 critical business 2292.0 minimal unemployed 4.0 male-single none 2.0 car/other 42.0 stores own 2.0 high-qualification 1 registered-telephone foreign-worker good none 10.0 on-time car-new 1597.0 medium good-to-4 3.0 male-single none 2.0 unknown/none 40.0 none rent 1.0 unskilled-resident 2 no-telephone local-worker bad negative 24.0 on-time car-new 1381.0 none good-to-4 4.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 35.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 36.0 critical car-used 5842.0 minimal 7-plus 2.0 male-single none 2.0 savings-agreement/life-insurance 35.0 none own 2.0 skilled-employee 2 registered-telephone foreign-worker bad negative 12.0 on-time car-new 2579.0 minimal less-than-1 4.0 male-single none 1.0 real-estate 33.0 none own 1.0 unskilled-resident 2 no-telephone foreign-worker good negative 18.0 past-delay education 8471.0 none good-to-4 1.0 female-divorced/separated/married none 2.0 car/other 23.0 none rent 2.0 skilled-employee 1 registered-telephone foreign-worker good none 21.0 on-time car-new 2782.0 medium 4-to-7 1.0 female-divorced/separated/married none 2.0 car/other 31.0 bank own 1.0 high-qualification 1 no-telephone foreign-worker bad low 18.0 on-time car-new 1042.0 none good-to-4 4.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 33.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 15.0 on-time car-new 3186.0 high 4-to-7 2.0 female-divorced/separated/married none 3.0 car/other 20.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good low 12.0 on-time car-used 2028.0 none good-to-4 4.0 male-single none 2.0 car/other 30.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 12.0 critical car-new 958.0 minimal 4-to-7 2.0 male-single none 3.0 real-estate 47.0 none own 2.0 unskilled-resident 2 no-telephone foreign-worker good none 21.0 past-delay furniture/equipement 1591.0 low 4-to-7 4.0 male-single none 3.0 real-estate 34.0 none own 2.0 high-qualification 1 no-telephone foreign-worker bad low 12.0 on-time furniture/equipement 2762.0 none 7-plus 1.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 25.0 bank own 1.0 skilled-employee 1 registered-telephone foreign-worker good low 18.0 on-time car-used 2779.0 minimal good-to-4 1.0 male-married/widowed none 3.0 car/other 21.0 none rent 1.0 skilled-employee 1 registered-telephone foreign-worker good none 28.0 critical radio/television 2743.0 minimal 7-plus 4.0 male-single none 2.0 car/other 29.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 18.0 critical radio/television 1149.0 high good-to-4 4.0 male-single none 3.0 real-estate 46.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 9.0 on-time furniture/equipement 1313.0 minimal 7-plus 1.0 male-single none 4.0 car/other 20.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 18.0 critical repairs 1190.0 minimal unemployed 2.0 female-divorced/separated/married none 4.0 unknown/none 55.0 none for-free 3.0 unskilled/non-resident 2 no-telephone foreign-worker good none 5.0 on-time business 3448.0 minimal 4-to-7 1.0 male-single none 4.0 real-estate 74.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker bad low 24.0 on-time other 11328.0 minimal good-to-4 2.0 male-single co-applicant 3.0 car/other 29.0 bank own 2.0 high-qualification 1 registered-telephone foreign-worker good negative 6.0 critical furniture/equipement 1872.0 minimal unemployed 4.0 male-single none 4.0 unknown/none 36.0 none for-free 3.0 high-qualification 1 registered-telephone foreign-worker good none 24.0 critical repairs 2058.0 minimal good-to-4 4.0 male-divorced/separated none 2.0 real-estate 33.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good negative 9.0 on-time furniture/equipement 2136.0 minimal good-to-4 3.0 male-single none 2.0 real-estate 25.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad low 12.0 on-time radio/television 1484.0 none good-to-4 2.0 male-married/widowed none 1.0 real-estate 25.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 6.0 on-time repairs 660.0 medium 4-to-7 2.0 male-married/widowed none 4.0 real-estate 23.0 none rent 1.0 unskilled-resident 1 no-telephone foreign-worker good none 24.0 critical car-new 1287.0 high 7-plus 4.0 female-divorced/separated/married none 4.0 real-estate 37.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good negative 42.0 critical repairs 3394.0 minimal unemployed 4.0 male-single co-applicant 4.0 car/other 65.0 none own 2.0 unskilled/non-resident 1 no-telephone foreign-worker bad stable 12.0 bank-payed business 609.0 minimal less-than-1 4.0 female-divorced/separated/married none 1.0 real-estate 26.0 none own 1.0 unskilled/non-resident 1 no-telephone foreign-worker good none 12.0 on-time car-new 1884.0 minimal 7-plus 4.0 male-single none 4.0 car/other 39.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good negative 12.0 on-time furniture/equipement 1620.0 minimal good-to-4 2.0 female-divorced/separated/married co-applicant 3.0 savings-agreement/life-insurance 30.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 20.0 past-delay other 2629.0 minimal good-to-4 2.0 male-single none 3.0 car/other 29.0 bank own 2.0 skilled-employee 1 registered-telephone foreign-worker bad none 12.0 on-time education 719.0 minimal 7-plus 4.0 male-single none 4.0 car/other 41.0 bank own 1.0 unskilled-resident 2 no-telephone foreign-worker bad low 48.0 critical furniture/equipement 5096.0 minimal good-to-4 2.0 female-divorced/separated/married none 3.0 car/other 30.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good none 9.0 critical education 1244.0 none 7-plus 4.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 41.0 none rent 2.0 unskilled-resident 1 no-telephone foreign-worker bad negative 36.0 on-time car-new 1842.0 minimal less-than-1 4.0 female-divorced/separated/married none 4.0 car/other 34.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good low 7.0 on-time radio/television 2576.0 minimal good-to-4 2.0 male-single guarantor 2.0 real-estate 35.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good stable 12.0 on-time furniture/equipement 1424.0 none 7-plus 3.0 female-divorced/separated/married none 4.0 real-estate 55.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker bad low 15.0 past-delay repairs 1512.0 high good-to-4 3.0 male-married/widowed none 3.0 savings-agreement/life-insurance 61.0 stores own 2.0 skilled-employee 1 no-telephone foreign-worker good none 36.0 critical car-used 11054.0 none good-to-4 4.0 male-single none 2.0 car/other 30.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good none 6.0 on-time radio/television 518.0 minimal good-to-4 3.0 female-divorced/separated/married none 1.0 real-estate 29.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 12.0 fully-payed furniture/equipement 2759.0 minimal 7-plus 2.0 male-single none 4.0 savings-agreement/life-insurance 34.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 on-time car-used 2670.0 minimal 7-plus 4.0 male-single none 4.0 car/other 35.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker bad negative 24.0 on-time car-new 4817.0 minimal 4-to-7 2.0 male-single co-applicant 3.0 savings-agreement/life-insurance 31.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 24.0 on-time car-used 2679.0 minimal less-than-1 4.0 female-divorced/separated/married none 1.0 unknown/none 29.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good negative 11.0 critical car-new 3905.0 minimal good-to-4 2.0 male-single none 2.0 real-estate 36.0 none rent 2.0 skilled-employee 2 no-telephone foreign-worker bad negative 12.0 on-time car-used 3386.0 minimal 7-plus 3.0 male-single none 4.0 unknown/none 35.0 none for-free 1.0 skilled-employee 1 registered-telephone foreign-worker good negative 6.0 on-time domestic appliances 343.0 minimal less-than-1 4.0 female-divorced/separated/married none 1.0 real-estate 27.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 18.0 on-time radio/television 4594.0 minimal less-than-1 3.0 male-single none 2.0 car/other 32.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good negative 36.0 on-time furniture/equipement 3620.0 minimal good-to-4 1.0 male-single guarantor 2.0 savings-agreement/life-insurance 37.0 none own 1.0 skilled-employee 2 no-telephone foreign-worker good negative 15.0 on-time car-new 1721.0 minimal less-than-1 2.0 male-single none 3.0 real-estate 36.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 12.0 on-time furniture/equipement 3017.0 minimal less-than-1 3.0 female-divorced/separated/married none 1.0 real-estate 34.0 none rent 1.0 high-qualification 1 no-telephone foreign-worker good low 12.0 on-time retraining 754.0 none 7-plus 4.0 male-single none 4.0 savings-agreement/life-insurance 38.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 18.0 on-time business 1950.0 minimal 4-to-7 4.0 male-single none 1.0 car/other 34.0 stores own 2.0 skilled-employee 1 registered-telephone foreign-worker good negative 24.0 on-time car-used 2924.0 minimal good-to-4 3.0 male-single guarantor 4.0 unknown/none 63.0 bank own 1.0 skilled-employee 2 registered-telephone foreign-worker bad negative 24.0 past-delay radio/television 1659.0 minimal less-than-1 4.0 female-divorced/separated/married none 2.0 car/other 29.0 none rent 1.0 unskilled-resident 1 registered-telephone foreign-worker good none 48.0 past-delay radio/television 7238.0 none 7-plus 3.0 male-single none 3.0 car/other 32.0 bank own 2.0 skilled-employee 2 no-telephone foreign-worker good none 33.0 past-delay business 2764.0 minimal good-to-4 2.0 female-divorced/separated/married none 2.0 car/other 26.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 24.0 past-delay car-used 4679.0 minimal 4-to-7 3.0 male-single none 3.0 car/other 35.0 none own 2.0 unskilled-resident 1 registered-telephone foreign-worker bad low 24.0 on-time radio/television 3092.0 low less-than-1 3.0 male-married/widowed none 2.0 car/other 22.0 none rent 1.0 skilled-employee 1 registered-telephone foreign-worker bad negative 6.0 on-time education 448.0 minimal less-than-1 4.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 23.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 9.0 on-time car-new 654.0 minimal good-to-4 4.0 male-single none 3.0 car/other 28.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good none 6.0 on-time retraining 1238.0 none unemployed 4.0 male-single none 4.0 savings-agreement/life-insurance 36.0 none own 1.0 high-qualification 2 registered-telephone foreign-worker bad low 18.0 critical radio/television 1245.0 minimal good-to-4 4.0 male-married/widowed none 2.0 car/other 33.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 18.0 fully-payed furniture/equipement 3114.0 minimal less-than-1 1.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 26.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good none 39.0 on-time car-used 2569.0 medium good-to-4 4.0 male-single none 4.0 car/other 24.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good stable 24.0 on-time radio/television 5152.0 minimal 4-to-7 4.0 male-single none 2.0 car/other 25.0 bank own 1.0 skilled-employee 1 no-telephone foreign-worker good low 12.0 on-time business 1037.0 low 4-to-7 3.0 male-single none 4.0 real-estate 39.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good negative 15.0 critical furniture/equipement 1478.0 minimal 7-plus 4.0 male-single none 4.0 car/other 44.0 none own 2.0 skilled-employee 2 registered-telephone foreign-worker good low 12.0 critical radio/television 3573.0 minimal good-to-4 1.0 female-divorced/separated/married none 1.0 real-estate 23.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good low 24.0 on-time car-new 1201.0 minimal less-than-1 4.0 male-single none 1.0 savings-agreement/life-insurance 26.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 30.0 on-time furniture/equipement 3622.0 high 7-plus 4.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 57.0 none rent 2.0 skilled-employee 1 registered-telephone foreign-worker good none 15.0 past-delay furniture/equipement 960.0 high 4-to-7 3.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 30.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 12.0 critical car-new 1163.0 medium good-to-4 4.0 male-single none 4.0 real-estate 44.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad low 6.0 past-delay car-new 1209.0 minimal unemployed 4.0 male-single none 4.0 savings-agreement/life-insurance 47.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good none 12.0 on-time radio/television 3077.0 minimal good-to-4 2.0 male-single none 4.0 car/other 52.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 24.0 on-time car-new 3757.0 minimal 7-plus 4.0 female-divorced/separated/married co-applicant 4.0 unknown/none 62.0 none for-free 1.0 skilled-employee 1 registered-telephone foreign-worker good none 10.0 on-time car-new 1418.0 low good-to-4 3.0 male-single none 2.0 real-estate 35.0 none rent 1.0 unskilled-resident 1 no-telephone local-worker good none 6.0 on-time car-new 3518.0 minimal good-to-4 2.0 male-single guarantor 3.0 savings-agreement/life-insurance 26.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good none 12.0 critical radio/television 1934.0 minimal 7-plus 2.0 male-single none 2.0 unknown/none 26.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad low 27.0 fully-payed business 8318.0 minimal 7-plus 2.0 female-divorced/separated/married none 4.0 unknown/none 42.0 none for-free 2.0 high-qualification 1 registered-telephone foreign-worker good none 6.0 critical radio/television 1237.0 low good-to-4 1.0 female-divorced/separated/married none 1.0 savings-agreement/life-insurance 27.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good low 6.0 on-time radio/television 368.0 none 7-plus 4.0 male-single none 4.0 savings-agreement/life-insurance 38.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 12.0 critical car-new 2122.0 minimal good-to-4 3.0 male-single none 2.0 real-estate 39.0 none rent 2.0 unskilled-resident 2 no-telephone local-worker bad negative 24.0 on-time furniture/equipement 2996.0 none good-to-4 2.0 male-married/widowed none 4.0 car/other 20.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad low 36.0 on-time furniture/equipement 9034.0 low less-than-1 4.0 male-single co-applicant 1.0 unknown/none 29.0 none rent 1.0 high-qualification 1 registered-telephone foreign-worker good none 24.0 critical furniture/equipement 1585.0 minimal 4-to-7 4.0 male-single none 3.0 savings-agreement/life-insurance 40.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good low 18.0 on-time radio/television 1301.0 minimal 7-plus 4.0 male-married/widowed guarantor 2.0 real-estate 32.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good stable 6.0 critical car-new 1323.0 low 7-plus 2.0 male-divorced/separated none 4.0 car/other 28.0 none own 2.0 skilled-employee 2 registered-telephone foreign-worker bad negative 24.0 on-time car-new 3123.0 minimal less-than-1 4.0 female-divorced/separated/married none 1.0 savings-agreement/life-insurance 27.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 36.0 on-time car-used 5493.0 minimal 7-plus 2.0 male-single none 4.0 unknown/none 42.0 none for-free 1.0 skilled-employee 2 no-telephone foreign-worker good stable 9.0 on-time radio/television 1126.0 low 7-plus 2.0 male-divorced/separated none 4.0 real-estate 49.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad low 24.0 critical radio/television 1216.0 low less-than-1 4.0 male-single none 4.0 unknown/none 38.0 bank own 2.0 skilled-employee 2 no-telephone foreign-worker bad negative 24.0 on-time car-new 1207.0 minimal less-than-1 4.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 24.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker bad none 10.0 on-time car-new 1309.0 none good-to-4 4.0 male-single guarantor 4.0 savings-agreement/life-insurance 27.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good stable 15.0 critical car-used 2360.0 medium good-to-4 2.0 male-single none 2.0 car/other 36.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad low 15.0 bank-payed car-new 6850.0 low unemployed 1.0 male-single none 2.0 savings-agreement/life-insurance 34.0 none own 1.0 high-qualification 2 registered-telephone foreign-worker good none 24.0 on-time radio/television 1413.0 minimal good-to-4 4.0 male-married/widowed none 2.0 savings-agreement/life-insurance 28.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 39.0 on-time car-used 8588.0 low 7-plus 4.0 male-single none 2.0 car/other 45.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker bad negative 12.0 on-time car-new 759.0 minimal 4-to-7 4.0 male-single none 2.0 real-estate 26.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 36.0 on-time car-used 4686.0 minimal good-to-4 2.0 male-single none 2.0 unknown/none 32.0 none for-free 1.0 high-qualification 1 registered-telephone foreign-worker good stable 15.0 on-time business 2687.0 minimal 4-to-7 2.0 male-single none 4.0 savings-agreement/life-insurance 26.0 none rent 1.0 skilled-employee 1 registered-telephone foreign-worker good low 12.0 past-delay radio/television 585.0 minimal good-to-4 4.0 male-married/widowed co-applicant 4.0 real-estate 20.0 none rent 2.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 on-time car-new 2255.0 none less-than-1 4.0 male-single none 1.0 savings-agreement/life-insurance 54.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 6.0 critical car-new 609.0 minimal 4-to-7 4.0 female-divorced/separated/married none 3.0 savings-agreement/life-insurance 37.0 none own 2.0 skilled-employee 1 no-telephone local-worker good negative 6.0 critical car-new 1361.0 minimal less-than-1 2.0 male-single none 4.0 real-estate 40.0 none own 1.0 unskilled-resident 2 no-telephone local-worker bad none 36.0 critical furniture/equipement 7127.0 minimal less-than-1 2.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 23.0 none rent 2.0 skilled-employee 1 registered-telephone foreign-worker good negative 6.0 on-time car-new 1203.0 low 7-plus 3.0 male-single none 2.0 savings-agreement/life-insurance 43.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 6.0 critical radio/television 700.0 none 7-plus 4.0 male-single none 4.0 unknown/none 36.0 none for-free 2.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 critical repairs 5507.0 minimal 7-plus 3.0 male-single none 4.0 unknown/none 44.0 none for-free 2.0 skilled-employee 1 no-telephone foreign-worker bad negative 18.0 on-time radio/television 3190.0 minimal good-to-4 2.0 female-divorced/separated/married none 2.0 real-estate 24.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 48.0 fully-payed furniture/equipement 7119.0 minimal good-to-4 3.0 male-single none 4.0 unknown/none 53.0 none for-free 2.0 skilled-employee 2 no-telephone foreign-worker good none 24.0 on-time car-used 3488.0 low 4-to-7 3.0 female-divorced/separated/married none 4.0 car/other 23.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 18.0 on-time radio/television 1113.0 minimal good-to-4 4.0 female-divorced/separated/married guarantor 4.0 real-estate 26.0 none own 1.0 unskilled-resident 2 no-telephone foreign-worker good low 26.0 on-time car-used 7966.0 minimal less-than-1 2.0 male-single none 3.0 car/other 30.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 15.0 critical education 1532.0 low good-to-4 4.0 female-divorced/separated/married none 3.0 car/other 31.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 4.0 critical radio/television 1503.0 minimal 4-to-7 2.0 male-single none 1.0 real-estate 42.0 none own 2.0 unskilled-resident 2 no-telephone foreign-worker bad negative 36.0 on-time radio/television 2302.0 minimal good-to-4 4.0 male-divorced/separated none 4.0 car/other 31.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good negative 6.0 on-time car-new 662.0 minimal less-than-1 3.0 male-single none 4.0 real-estate 41.0 none own 1.0 unskilled-resident 2 registered-telephone foreign-worker good low 36.0 on-time education 2273.0 minimal 4-to-7 3.0 male-single none 1.0 car/other 32.0 none own 2.0 skilled-employee 2 no-telephone foreign-worker bad low 15.0 on-time car-new 2631.0 low good-to-4 2.0 female-divorced/separated/married none 4.0 car/other 28.0 none rent 2.0 skilled-employee 1 registered-telephone foreign-worker good none 12.0 past-delay car-used 1503.0 minimal good-to-4 4.0 male-married/widowed none 4.0 real-estate 41.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 on-time radio/television 1311.0 low 4-to-7 4.0 male-married/widowed none 3.0 savings-agreement/life-insurance 26.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 24.0 on-time radio/television 3105.0 none less-than-1 4.0 male-single none 2.0 car/other 25.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad stable 21.0 critical education 2319.0 minimal less-than-1 2.0 male-divorced/separated none 1.0 car/other 33.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good negative 6.0 on-time car-new 1374.0 none unemployed 4.0 female-divorced/separated/married none 3.0 savings-agreement/life-insurance 75.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good low 18.0 critical furniture/equipement 3612.0 minimal 7-plus 3.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 37.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad negative 48.0 on-time car-new 7763.0 minimal 7-plus 4.0 male-single none 4.0 unknown/none 42.0 bank for-free 1.0 high-qualification 1 no-telephone foreign-worker good stable 18.0 on-time furniture/equipement 3049.0 minimal less-than-1 1.0 female-divorced/separated/married none 1.0 savings-agreement/life-insurance 45.0 stores own 1.0 unskilled-resident 1 no-telephone foreign-worker bad low 12.0 on-time radio/television 1534.0 minimal less-than-1 1.0 male-married/widowed none 1.0 real-estate 23.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 past-delay car-new 2032.0 minimal 7-plus 4.0 male-single none 4.0 unknown/none 60.0 none for-free 2.0 skilled-employee 1 registered-telephone foreign-worker bad negative 30.0 on-time furniture/equipement 6350.0 none 7-plus 4.0 male-single none 4.0 savings-agreement/life-insurance 31.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad stable 18.0 on-time furniture/equipement 2864.0 minimal good-to-4 2.0 male-single none 1.0 real-estate 34.0 none own 1.0 unskilled-resident 2 no-telephone foreign-worker good none 12.0 critical car-new 1255.0 minimal 7-plus 4.0 male-single none 4.0 real-estate 61.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker bad negative 24.0 past-delay car-new 1333.0 minimal unemployed 4.0 male-single none 2.0 real-estate 43.0 none for-free 2.0 skilled-employee 2 no-telephone foreign-worker good none 24.0 critical car-new 2022.0 minimal good-to-4 4.0 female-divorced/separated/married none 4.0 car/other 37.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 24.0 on-time radio/television 1552.0 minimal 4-to-7 3.0 male-single none 1.0 car/other 32.0 bank own 1.0 skilled-employee 2 no-telephone foreign-worker bad negative 12.0 bank-payed radio/television 626.0 minimal good-to-4 4.0 female-divorced/separated/married none 4.0 real-estate 24.0 bank own 1.0 unskilled-resident 1 no-telephone foreign-worker good none 48.0 critical car-used 8858.0 none 4-to-7 2.0 male-single none 1.0 unknown/none 35.0 none for-free 2.0 skilled-employee 1 registered-telephone foreign-worker good none 12.0 critical repairs 996.0 none 4-to-7 4.0 female-divorced/separated/married none 4.0 real-estate 23.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 6.0 bank-payed radio/television 1750.0 medium 7-plus 2.0 male-single none 4.0 savings-agreement/life-insurance 45.0 bank own 1.0 unskilled-resident 2 no-telephone foreign-worker bad negative 48.0 on-time radio/television 6999.0 minimal 4-to-7 1.0 male-married/widowed guarantor 1.0 real-estate 34.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good low 12.0 critical car-new 1995.0 low less-than-1 4.0 male-single none 1.0 car/other 27.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 9.0 on-time education 1199.0 minimal 4-to-7 4.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 67.0 none own 2.0 high-qualification 1 registered-telephone foreign-worker bad low 12.0 on-time radio/television 1331.0 minimal less-than-1 2.0 male-single none 1.0 car/other 22.0 stores own 1.0 skilled-employee 1 no-telephone foreign-worker bad low 18.0 fully-payed car-new 2278.0 low less-than-1 3.0 female-divorced/separated/married none 3.0 car/other 28.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad none 21.0 fully-payed car-new 5003.0 none good-to-4 1.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 29.0 bank own 2.0 skilled-employee 1 registered-telephone foreign-worker bad negative 24.0 bank-payed furniture/equipement 3552.0 minimal 4-to-7 3.0 male-single none 4.0 car/other 27.0 bank own 1.0 skilled-employee 1 no-telephone foreign-worker bad low 18.0 critical furniture/equipement 1928.0 minimal less-than-1 2.0 male-single none 2.0 real-estate 31.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker good negative 24.0 on-time car-used 2964.0 none 7-plus 4.0 male-single none 4.0 unknown/none 49.0 bank for-free 1.0 skilled-employee 2 registered-telephone foreign-worker bad negative 24.0 bank-payed radio/television 1546.0 minimal 4-to-7 4.0 male-single guarantor 4.0 car/other 24.0 bank rent 1.0 unskilled-resident 1 no-telephone foreign-worker good stable 6.0 past-delay radio/television 683.0 minimal less-than-1 2.0 female-divorced/separated/married none 1.0 savings-agreement/life-insurance 29.0 bank own 1.0 skilled-employee 1 no-telephone foreign-worker bad low 36.0 on-time car-new 12389.0 none good-to-4 1.0 male-single none 4.0 unknown/none 37.0 none for-free 1.0 skilled-employee 1 registered-telephone foreign-worker good low 24.0 past-delay business 4712.0 none good-to-4 4.0 male-single none 2.0 savings-agreement/life-insurance 37.0 bank own 2.0 high-qualification 1 registered-telephone foreign-worker good low 24.0 past-delay radio/television 1553.0 low 4-to-7 3.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 23.0 none rent 2.0 skilled-employee 1 registered-telephone foreign-worker bad negative 12.0 on-time car-new 1372.0 minimal 4-to-7 2.0 male-divorced/separated none 3.0 car/other 36.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 critical radio/television 2578.0 high 7-plus 2.0 male-single none 2.0 car/other 34.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 48.0 on-time radio/television 3979.0 none 4-to-7 4.0 male-single none 1.0 car/other 41.0 none own 2.0 skilled-employee 2 registered-telephone foreign-worker bad negative 48.0 on-time radio/television 6758.0 minimal good-to-4 3.0 female-divorced/separated/married none 2.0 car/other 31.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad negative 24.0 on-time furniture/equipement 3234.0 minimal less-than-1 4.0 female-divorced/separated/married none 4.0 real-estate 23.0 none rent 1.0 unskilled-resident 1 registered-telephone foreign-worker good none 30.0 critical radio/television 5954.0 minimal 4-to-7 3.0 male-single co-applicant 2.0 car/other 38.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 on-time car-used 5433.0 none unemployed 2.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 26.0 none rent 1.0 high-qualification 1 registered-telephone foreign-worker good negative 15.0 on-time business 806.0 minimal good-to-4 4.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 22.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good low 9.0 on-time radio/television 1082.0 minimal 7-plus 4.0 male-single none 4.0 car/other 27.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker good none 15.0 critical furniture/equipement 2788.0 minimal 4-to-7 2.0 female-divorced/separated/married co-applicant 3.0 car/other 24.0 bank own 2.0 skilled-employee 1 no-telephone foreign-worker good low 12.0 on-time radio/television 2930.0 minimal 4-to-7 2.0 female-divorced/separated/married none 1.0 real-estate 27.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 critical education 1927.0 none good-to-4 3.0 female-divorced/separated/married none 2.0 car/other 33.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker bad low 36.0 critical car-new 2820.0 minimal less-than-1 4.0 male-divorced/separated none 4.0 car/other 27.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 on-time retraining 937.0 minimal less-than-1 4.0 male-married/widowed none 3.0 car/other 27.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker bad low 18.0 critical car-new 1056.0 minimal 7-plus 3.0 male-single guarantor 3.0 real-estate 30.0 bank own 2.0 skilled-employee 1 no-telephone foreign-worker good low 12.0 critical car-new 3124.0 minimal less-than-1 1.0 male-single none 3.0 real-estate 49.0 bank own 2.0 unskilled-resident 2 no-telephone foreign-worker good none 9.0 on-time furniture/equipement 1388.0 minimal good-to-4 4.0 female-divorced/separated/married none 2.0 real-estate 26.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker bad low 36.0 on-time repairs 2384.0 minimal less-than-1 4.0 male-single none 1.0 unknown/none 33.0 none rent 1.0 unskilled-resident 1 no-telephone foreign-worker good none 12.0 on-time car-new 2133.0 none 7-plus 4.0 female-divorced/separated/married none 4.0 unknown/none 52.0 none for-free 1.0 high-qualification 1 registered-telephone foreign-worker bad negative 18.0 on-time furniture/equipement 2039.0 minimal good-to-4 1.0 female-divorced/separated/married none 4.0 real-estate 20.0 bank rent 1.0 skilled-employee 1 no-telephone foreign-worker good negative 9.0 critical car-new 2799.0 minimal good-to-4 2.0 male-single none 2.0 real-estate 36.0 none rent 2.0 skilled-employee 2 no-telephone foreign-worker good negative 12.0 on-time furniture/equipement 1289.0 minimal good-to-4 4.0 male-single guarantor 1.0 savings-agreement/life-insurance 21.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker bad negative 18.0 on-time domestic appliances 1217.0 minimal good-to-4 4.0 male-married/widowed none 3.0 real-estate 47.0 none own 1.0 unskilled-resident 1 registered-telephone foreign-worker bad negative 12.0 critical furniture/equipement 2246.0 minimal 7-plus 3.0 male-single none 3.0 savings-agreement/life-insurance 60.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good negative 12.0 critical radio/television 385.0 minimal 4-to-7 4.0 female-divorced/separated/married none 3.0 real-estate 58.0 none own 4.0 unskilled-resident 1 registered-telephone foreign-worker good low 24.0 past-delay car-new 1965.0 none good-to-4 4.0 female-divorced/separated/married none 4.0 car/other 42.0 none rent 2.0 skilled-employee 1 registered-telephone foreign-worker good none 21.0 on-time business 1572.0 high 7-plus 4.0 female-divorced/separated/married none 4.0 real-estate 36.0 bank own 1.0 unskilled-resident 1 no-telephone foreign-worker bad low 24.0 on-time car-new 2718.0 minimal good-to-4 3.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 20.0 none rent 1.0 unskilled-resident 1 registered-telephone foreign-worker bad negative 24.0 bank-payed other 1358.0 none 7-plus 4.0 male-single none 3.0 car/other 40.0 stores own 1.0 high-qualification 1 registered-telephone foreign-worker bad low 6.0 bank-payed car-new 931.0 low less-than-1 1.0 female-divorced/separated/married none 1.0 savings-agreement/life-insurance 32.0 stores own 1.0 unskilled-resident 1 no-telephone foreign-worker bad negative 24.0 on-time car-new 1442.0 minimal 4-to-7 4.0 female-divorced/separated/married none 4.0 car/other 23.0 none rent 2.0 skilled-employee 1 no-telephone foreign-worker bad low 24.0 fully-payed business 4241.0 minimal good-to-4 1.0 male-single none 4.0 real-estate 36.0 none own 3.0 unskilled-resident 1 registered-telephone foreign-worker bad none 18.0 critical car-new 2775.0 minimal 4-to-7 2.0 male-single none 2.0 savings-agreement/life-insurance 31.0 bank own 2.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 past-delay business 3863.0 minimal good-to-4 1.0 male-single none 2.0 unknown/none 32.0 none for-free 1.0 skilled-employee 1 no-telephone foreign-worker good low 7.0 on-time radio/television 2329.0 minimal less-than-1 1.0 female-divorced/separated/married guarantor 1.0 real-estate 45.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad low 9.0 on-time furniture/equipement 918.0 minimal good-to-4 4.0 female-divorced/separated/married none 1.0 savings-agreement/life-insurance 30.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad low 24.0 bank-payed education 1837.0 minimal 4-to-7 4.0 female-divorced/separated/married none 4.0 unknown/none 34.0 bank for-free 1.0 unskilled-resident 1 no-telephone foreign-worker bad none 36.0 on-time furniture/equipement 3349.0 minimal good-to-4 4.0 female-divorced/separated/married none 2.0 car/other 28.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good stable 10.0 on-time furniture/equipement 1275.0 minimal less-than-1 4.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 23.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 24.0 bank-payed furniture/equipement 2828.0 medium good-to-4 4.0 male-single none 4.0 real-estate 22.0 stores own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 24.0 critical business 4526.0 minimal good-to-4 3.0 male-single none 2.0 real-estate 74.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker bad low 36.0 on-time radio/television 2671.0 low good-to-4 4.0 female-divorced/separated/married co-applicant 4.0 unknown/none 50.0 none for-free 1.0 skilled-employee 1 no-telephone foreign-worker good none 18.0 on-time radio/television 2051.0 minimal less-than-1 4.0 male-single none 1.0 real-estate 33.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 15.0 on-time car-used 1300.0 none 7-plus 4.0 male-single none 4.0 unknown/none 45.0 bank for-free 1.0 skilled-employee 2 no-telephone foreign-worker bad negative 12.0 on-time domestic appliances 741.0 low unemployed 4.0 female-divorced/separated/married none 3.0 savings-agreement/life-insurance 22.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad stable 10.0 on-time car-new 1240.0 low 7-plus 1.0 female-divorced/separated/married none 4.0 unknown/none 48.0 none for-free 1.0 unskilled-resident 2 no-telephone foreign-worker good negative 21.0 on-time radio/television 3357.0 high less-than-1 4.0 female-divorced/separated/married none 2.0 car/other 29.0 bank own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 24.0 bank-payed car-used 3632.0 minimal good-to-4 1.0 female-divorced/separated/married guarantor 4.0 car/other 22.0 bank rent 1.0 skilled-employee 1 no-telephone local-worker bad none 18.0 past-delay furniture/equipement 1808.0 minimal 4-to-7 4.0 female-divorced/separated/married none 1.0 real-estate 22.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 48.0 fully-payed business 12204.0 none good-to-4 2.0 male-single none 2.0 car/other 48.0 bank own 1.0 high-qualification 1 registered-telephone foreign-worker good low 60.0 past-delay radio/television 9157.0 none good-to-4 2.0 male-single none 2.0 unknown/none 27.0 none for-free 1.0 high-qualification 1 no-telephone foreign-worker good negative 6.0 critical car-new 3676.0 minimal good-to-4 1.0 male-single none 3.0 real-estate 37.0 none rent 3.0 skilled-employee 2 no-telephone foreign-worker bad low 30.0 on-time furniture/equipement 3441.0 low good-to-4 2.0 female-divorced/separated/married co-applicant 4.0 car/other 21.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good none 12.0 on-time car-new 640.0 minimal good-to-4 4.0 male-divorced/separated none 2.0 real-estate 49.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good low 21.0 critical business 3652.0 minimal 4-to-7 2.0 male-single none 3.0 savings-agreement/life-insurance 27.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad none 18.0 critical car-new 1530.0 minimal good-to-4 3.0 male-single none 2.0 savings-agreement/life-insurance 32.0 bank own 2.0 skilled-employee 1 no-telephone foreign-worker bad none 48.0 on-time business 3914.0 none good-to-4 4.0 male-divorced/separated none 2.0 real-estate 38.0 bank own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 12.0 on-time furniture/equipement 1858.0 minimal less-than-1 4.0 female-divorced/separated/married none 1.0 car/other 22.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 18.0 on-time radio/television 2600.0 minimal good-to-4 4.0 male-single none 4.0 unknown/none 65.0 none for-free 2.0 skilled-employee 1 no-telephone foreign-worker good none 15.0 on-time radio/television 1979.0 none 7-plus 4.0 male-single none 2.0 car/other 35.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good stable 6.0 on-time furniture/equipement 2116.0 minimal good-to-4 2.0 male-single none 2.0 real-estate 41.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad low 9.0 bank-payed car-new 1437.0 low 4-to-7 2.0 male-single none 3.0 unknown/none 29.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 42.0 critical furniture/equipement 4042.0 medium good-to-4 4.0 male-single none 4.0 real-estate 36.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 9.0 on-time education 3832.0 none 7-plus 1.0 male-single none 4.0 real-estate 64.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good negative 24.0 on-time radio/television 3660.0 minimal good-to-4 2.0 female-divorced/separated/married none 4.0 car/other 28.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 18.0 bank-payed furniture/equipement 1553.0 minimal good-to-4 4.0 male-single none 3.0 car/other 44.0 bank own 1.0 skilled-employee 1 no-telephone foreign-worker good low 15.0 on-time radio/television 1444.0 none less-than-1 4.0 male-single none 1.0 savings-agreement/life-insurance 23.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad none 9.0 on-time furniture/equipement 1980.0 minimal less-than-1 2.0 female-divorced/separated/married co-applicant 2.0 car/other 19.0 none rent 2.0 skilled-employee 1 no-telephone foreign-worker bad low 24.0 on-time car-new 1355.0 minimal less-than-1 3.0 female-divorced/separated/married none 4.0 car/other 25.0 none own 1.0 unskilled-resident 1 registered-telephone foreign-worker good none 12.0 on-time education 1393.0 minimal 7-plus 4.0 male-single none 4.0 savings-agreement/life-insurance 47.0 bank own 3.0 skilled-employee 2 registered-telephone foreign-worker good none 24.0 on-time radio/television 1376.0 medium 4-to-7 4.0 female-divorced/separated/married none 1.0 car/other 28.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 60.0 past-delay radio/television 15653.0 minimal 4-to-7 2.0 male-single none 4.0 car/other 21.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 12.0 on-time radio/television 1493.0 minimal less-than-1 4.0 female-divorced/separated/married none 3.0 car/other 34.0 none own 1.0 skilled-employee 2 no-telephone foreign-worker bad negative 42.0 past-delay radio/television 4370.0 minimal 4-to-7 3.0 male-single none 2.0 savings-agreement/life-insurance 26.0 bank own 2.0 skilled-employee 2 registered-telephone foreign-worker bad negative 18.0 on-time education 750.0 minimal unemployed 4.0 female-divorced/separated/married none 1.0 real-estate 27.0 none own 1.0 unskilled/non-resident 1 no-telephone foreign-worker good low 15.0 on-time repairs 1308.0 minimal 7-plus 4.0 male-single none 4.0 car/other 38.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker bad none 15.0 on-time education 4623.0 low good-to-4 3.0 male-single none 2.0 savings-agreement/life-insurance 40.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good none 24.0 critical radio/television 1851.0 minimal 4-to-7 4.0 male-married/widowed guarantor 2.0 car/other 33.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good negative 18.0 critical radio/television 1880.0 minimal 4-to-7 4.0 male-married/widowed none 1.0 savings-agreement/life-insurance 32.0 none own 2.0 high-qualification 1 registered-telephone foreign-worker bad none 36.0 past-delay business 7980.0 none less-than-1 4.0 male-single none 4.0 car/other 27.0 none rent 2.0 skilled-employee 1 registered-telephone foreign-worker good negative 30.0 fully-payed furniture/equipement 4583.0 minimal good-to-4 2.0 male-divorced/separated guarantor 2.0 real-estate 32.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad none 12.0 on-time car-new 1386.0 medium good-to-4 2.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 26.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad stable 24.0 on-time car-new 947.0 minimal 4-to-7 4.0 male-single none 3.0 unknown/none 38.0 bank for-free 1.0 skilled-employee 2 no-telephone foreign-worker bad negative 12.0 on-time education 684.0 minimal good-to-4 4.0 male-single none 4.0 car/other 40.0 none rent 1.0 unskilled-resident 2 no-telephone foreign-worker good negative 48.0 on-time education 7476.0 minimal 4-to-7 4.0 male-single none 1.0 unknown/none 50.0 none for-free 1.0 high-qualification 1 registered-telephone foreign-worker bad low 12.0 on-time furniture/equipement 1922.0 minimal good-to-4 4.0 male-single none 2.0 savings-agreement/life-insurance 37.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker bad negative 24.0 on-time car-new 2303.0 minimal 7-plus 4.0 male-single co-applicant 1.0 real-estate 45.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad low 36.0 past-delay car-new 8086.0 low 7-plus 2.0 male-single none 4.0 car/other 42.0 none own 4.0 high-qualification 1 registered-telephone foreign-worker good none 24.0 critical car-used 2346.0 minimal 4-to-7 4.0 male-single none 3.0 car/other 35.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good negative 14.0 on-time car-new 3973.0 minimal unemployed 1.0 male-single none 4.0 unknown/none 22.0 none for-free 1.0 skilled-employee 1 no-telephone foreign-worker bad low 12.0 on-time car-new 888.0 minimal 7-plus 4.0 male-single none 4.0 car/other 41.0 bank own 1.0 unskilled-resident 2 no-telephone foreign-worker good none 48.0 on-time radio/television 10222.0 none 4-to-7 4.0 male-single none 3.0 car/other 37.0 stores own 1.0 skilled-employee 1 registered-telephone foreign-worker good low 30.0 fully-payed business 4221.0 minimal good-to-4 2.0 female-divorced/separated/married none 1.0 car/other 28.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good low 18.0 critical furniture/equipement 6361.0 minimal 7-plus 2.0 male-single none 1.0 unknown/none 41.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good stable 12.0 on-time radio/television 1297.0 minimal good-to-4 3.0 male-married/widowed none 4.0 real-estate 23.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 12.0 on-time car-new 900.0 none good-to-4 4.0 male-married/widowed none 2.0 car/other 23.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 21.0 on-time furniture/equipement 2241.0 minimal 7-plus 4.0 male-single none 2.0 real-estate 50.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good low 6.0 past-delay furniture/equipement 1050.0 minimal unemployed 4.0 male-single none 1.0 savings-agreement/life-insurance 35.0 stores own 2.0 high-qualification 1 registered-telephone foreign-worker good stable 6.0 critical education 1047.0 minimal good-to-4 2.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 50.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good none 24.0 critical other 6314.0 minimal unemployed 4.0 male-single co-applicant 2.0 unknown/none 27.0 bank own 2.0 high-qualification 1 registered-telephone foreign-worker good low 30.0 bank-payed furniture/equipement 3496.0 high good-to-4 4.0 male-single none 2.0 car/other 34.0 stores own 1.0 skilled-employee 2 registered-telephone foreign-worker good none 48.0 bank-payed business 3609.0 minimal good-to-4 1.0 female-divorced/separated/married none 1.0 real-estate 27.0 stores own 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 12.0 critical car-new 4843.0 minimal 7-plus 3.0 male-single co-applicant 4.0 savings-agreement/life-insurance 43.0 none rent 2.0 skilled-employee 1 registered-telephone foreign-worker good stable 30.0 critical radio/television 3017.0 minimal 7-plus 4.0 male-single none 4.0 savings-agreement/life-insurance 47.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 critical business 4139.0 low good-to-4 3.0 male-single none 3.0 savings-agreement/life-insurance 27.0 none own 2.0 unskilled-resident 1 registered-telephone foreign-worker good none 36.0 on-time business 5742.0 low 4-to-7 2.0 male-single none 2.0 car/other 31.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 60.0 on-time car-new 10366.0 minimal 7-plus 2.0 male-single none 4.0 savings-agreement/life-insurance 42.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good none 6.0 critical car-new 2080.0 medium good-to-4 1.0 male-married/widowed none 2.0 car/other 24.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad none 21.0 past-delay business 2580.0 medium less-than-1 4.0 male-single none 2.0 real-estate 41.0 bank own 1.0 unskilled-resident 2 no-telephone foreign-worker good none 30.0 critical radio/television 4530.0 minimal 4-to-7 4.0 female-divorced/separated/married none 4.0 car/other 26.0 none rent 1.0 high-qualification 1 registered-telephone foreign-worker good none 24.0 critical furniture/equipement 5150.0 minimal 7-plus 4.0 male-single none 4.0 car/other 33.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad low 72.0 on-time radio/television 5595.0 low good-to-4 2.0 male-married/widowed none 2.0 car/other 24.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 24.0 on-time radio/television 2384.0 minimal 7-plus 4.0 male-single none 4.0 real-estate 64.0 bank rent 1.0 unskilled-resident 1 no-telephone foreign-worker good none 18.0 on-time radio/television 1453.0 minimal less-than-1 3.0 female-divorced/separated/married none 1.0 real-estate 26.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 6.0 on-time education 1538.0 minimal less-than-1 1.0 female-divorced/separated/married none 2.0 unknown/none 56.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 12.0 on-time radio/television 2279.0 none good-to-4 4.0 male-single none 4.0 unknown/none 37.0 none for-free 1.0 skilled-employee 1 registered-telephone foreign-worker good none 15.0 past-delay radio/television 1478.0 minimal good-to-4 4.0 male-married/widowed none 3.0 real-estate 33.0 bank own 2.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 critical radio/television 5103.0 minimal less-than-1 3.0 male-married/widowed none 3.0 unknown/none 47.0 none for-free 3.0 skilled-employee 1 registered-telephone foreign-worker good low 36.0 past-delay business 9857.0 low 4-to-7 1.0 male-single none 3.0 savings-agreement/life-insurance 31.0 none own 2.0 unskilled-resident 2 registered-telephone foreign-worker good none 60.0 on-time car-new 6527.0 none good-to-4 4.0 male-single none 4.0 unknown/none 34.0 none for-free 1.0 skilled-employee 2 registered-telephone foreign-worker good stable 10.0 critical radio/television 1347.0 none 4-to-7 4.0 male-single none 2.0 savings-agreement/life-insurance 27.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good low 36.0 past-delay car-new 2862.0 low 7-plus 4.0 male-single none 3.0 unknown/none 30.0 none for-free 1.0 skilled-employee 1 no-telephone foreign-worker good none 9.0 on-time radio/television 2753.0 low 7-plus 3.0 male-single co-applicant 4.0 car/other 35.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good negative 12.0 on-time car-new 3651.0 high good-to-4 1.0 male-single none 3.0 savings-agreement/life-insurance 31.0 none own 1.0 skilled-employee 2 no-telephone foreign-worker good negative 15.0 critical furniture/equipement 975.0 minimal good-to-4 2.0 male-divorced/separated none 3.0 savings-agreement/life-insurance 25.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good low 15.0 on-time repairs 2631.0 low good-to-4 3.0 female-divorced/separated/married none 2.0 real-estate 25.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good low 24.0 on-time radio/television 2896.0 low less-than-1 2.0 male-single none 1.0 car/other 29.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 6.0 critical car-new 4716.0 none less-than-1 1.0 male-single none 3.0 real-estate 44.0 none own 2.0 unskilled-resident 2 no-telephone foreign-worker good none 24.0 on-time radio/television 2284.0 minimal 4-to-7 4.0 male-single none 2.0 car/other 28.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 6.0 on-time car-used 1236.0 medium good-to-4 2.0 male-single none 4.0 savings-agreement/life-insurance 50.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good low 12.0 on-time radio/television 1103.0 minimal 4-to-7 4.0 male-single guarantor 3.0 real-estate 29.0 none own 2.0 skilled-employee 1 no-telephone local-worker good none 12.0 critical car-new 926.0 minimal unemployed 1.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 38.0 none own 1.0 unskilled/non-resident 1 no-telephone foreign-worker good none 18.0 critical radio/television 1800.0 minimal good-to-4 4.0 male-single none 2.0 car/other 24.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good stable 15.0 on-time education 1905.0 minimal 7-plus 4.0 male-single none 4.0 car/other 40.0 none rent 1.0 high-qualification 1 registered-telephone foreign-worker bad none 12.0 on-time furniture/equipement 1123.0 medium good-to-4 4.0 female-divorced/separated/married none 4.0 car/other 29.0 none rent 1.0 unskilled-resident 1 no-telephone foreign-worker bad negative 48.0 critical car-used 6331.0 minimal 7-plus 4.0 male-single none 4.0 unknown/none 46.0 none for-free 2.0 skilled-employee 1 registered-telephone foreign-worker good stable 24.0 on-time radio/television 1377.0 low 7-plus 4.0 female-divorced/separated/married none 2.0 unknown/none 47.0 none for-free 1.0 skilled-employee 1 registered-telephone foreign-worker good low 30.0 past-delay business 2503.0 low 7-plus 4.0 male-single none 2.0 savings-agreement/life-insurance 41.0 stores own 2.0 skilled-employee 1 no-telephone foreign-worker good low 27.0 on-time business 2528.0 minimal less-than-1 4.0 female-divorced/separated/married none 1.0 savings-agreement/life-insurance 32.0 none own 1.0 skilled-employee 2 registered-telephone foreign-worker good none 15.0 on-time car-new 5324.0 medium 7-plus 1.0 female-divorced/separated/married none 4.0 unknown/none 35.0 none for-free 1.0 skilled-employee 1 no-telephone foreign-worker bad low 48.0 on-time car-new 6560.0 low 4-to-7 3.0 male-single none 2.0 savings-agreement/life-insurance 24.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad low 12.0 fully-payed furniture/equipement 2969.0 minimal less-than-1 4.0 female-divorced/separated/married none 3.0 savings-agreement/life-insurance 25.0 none rent 2.0 skilled-employee 1 no-telephone foreign-worker good low 9.0 on-time radio/television 1206.0 minimal 7-plus 4.0 female-divorced/separated/married none 4.0 real-estate 25.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 9.0 on-time radio/television 2118.0 minimal good-to-4 2.0 male-single none 2.0 real-estate 37.0 none own 1.0 unskilled-resident 2 no-telephone foreign-worker good none 18.0 critical radio/television 629.0 medium 7-plus 4.0 male-single none 3.0 savings-agreement/life-insurance 32.0 bank own 2.0 high-qualification 1 registered-telephone foreign-worker bad negative 6.0 bank-payed education 1198.0 minimal 7-plus 4.0 female-divorced/separated/married none 4.0 unknown/none 35.0 none for-free 1.0 skilled-employee 1 no-telephone foreign-worker good none 21.0 on-time car-used 2476.0 none 7-plus 4.0 male-single none 4.0 real-estate 46.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good negative 9.0 critical radio/television 1138.0 minimal good-to-4 4.0 male-single none 4.0 real-estate 25.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker bad low 60.0 on-time car-new 14027.0 minimal 4-to-7 4.0 male-single none 2.0 unknown/none 27.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good none 30.0 critical car-used 7596.0 none 7-plus 1.0 male-single none 4.0 car/other 63.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 30.0 critical radio/television 3077.0 none 7-plus 3.0 male-single none 2.0 car/other 40.0 none own 2.0 skilled-employee 2 registered-telephone foreign-worker good none 18.0 on-time radio/television 1505.0 minimal good-to-4 4.0 male-single none 2.0 unknown/none 32.0 none for-free 1.0 high-qualification 1 registered-telephone foreign-worker good stable 24.0 critical radio/television 3148.0 none good-to-4 3.0 male-single none 2.0 car/other 31.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good low 20.0 fully-payed car-used 6148.0 low 7-plus 3.0 male-married/widowed none 4.0 car/other 31.0 bank own 2.0 skilled-employee 1 registered-telephone foreign-worker bad stable 9.0 fully-payed radio/television 1337.0 minimal less-than-1 4.0 male-single none 2.0 car/other 34.0 none own 2.0 high-qualification 1 registered-telephone foreign-worker bad low 6.0 bank-payed education 433.0 high less-than-1 4.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 24.0 bank rent 1.0 skilled-employee 2 no-telephone foreign-worker bad negative 12.0 on-time car-new 1228.0 minimal good-to-4 4.0 female-divorced/separated/married none 2.0 real-estate 24.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good low 9.0 on-time radio/television 790.0 medium good-to-4 4.0 female-divorced/separated/married none 3.0 real-estate 66.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker bad none 27.0 on-time car-new 2570.0 minimal good-to-4 3.0 female-divorced/separated/married none 3.0 real-estate 21.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good none 6.0 critical car-new 250.0 high good-to-4 2.0 female-divorced/separated/married none 2.0 real-estate 41.0 bank own 2.0 unskilled-resident 1 no-telephone foreign-worker good none 15.0 critical radio/television 1316.0 medium good-to-4 2.0 male-married/widowed none 2.0 savings-agreement/life-insurance 47.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker bad negative 18.0 on-time radio/television 1882.0 minimal good-to-4 4.0 female-divorced/separated/married none 4.0 car/other 25.0 bank rent 2.0 skilled-employee 1 no-telephone foreign-worker bad low 48.0 bank-payed business 6416.0 minimal 7-plus 4.0 female-divorced/separated/married none 3.0 unknown/none 59.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good stable 24.0 critical business 1275.0 high good-to-4 2.0 male-divorced/separated none 4.0 real-estate 36.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good low 24.0 past-delay radio/television 6403.0 minimal less-than-1 1.0 male-single none 2.0 car/other 33.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 24.0 on-time radio/television 1987.0 minimal good-to-4 2.0 male-single none 4.0 real-estate 21.0 none rent 1.0 unskilled-resident 2 no-telephone foreign-worker good low 8.0 on-time radio/television 760.0 minimal 4-to-7 4.0 female-divorced/separated/married guarantor 2.0 real-estate 44.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good none 24.0 on-time car-used 2603.0 high good-to-4 2.0 female-divorced/separated/married none 4.0 car/other 28.0 none rent 1.0 skilled-employee 1 registered-telephone foreign-worker good none 4.0 critical car-new 3380.0 minimal 4-to-7 1.0 female-divorced/separated/married none 1.0 real-estate 37.0 none own 1.0 skilled-employee 2 no-telephone foreign-worker good low 36.0 bank-payed domestic appliances 3990.0 none less-than-1 3.0 female-divorced/separated/married none 2.0 unknown/none 29.0 bank own 1.0 unskilled/non-resident 1 no-telephone foreign-worker bad low 24.0 on-time car-used 11560.0 minimal good-to-4 1.0 female-divorced/separated/married none 4.0 car/other 23.0 none rent 2.0 high-qualification 1 no-telephone foreign-worker good negative 18.0 on-time car-new 4380.0 low good-to-4 3.0 male-single none 4.0 car/other 35.0 none own 1.0 unskilled-resident 2 registered-telephone foreign-worker good none 6.0 critical car-new 6761.0 minimal 4-to-7 1.0 male-single none 3.0 unknown/none 45.0 none own 2.0 high-qualification 2 registered-telephone foreign-worker bad low 30.0 fully-payed business 4280.0 low good-to-4 4.0 female-divorced/separated/married none 4.0 car/other 26.0 none rent 2.0 unskilled-resident 1 no-telephone foreign-worker good negative 24.0 bank-payed car-new 2325.0 low 4-to-7 2.0 male-single none 3.0 car/other 32.0 bank own 1.0 skilled-employee 1 no-telephone foreign-worker good low 10.0 bank-payed radio/television 1048.0 minimal good-to-4 4.0 male-single none 4.0 real-estate 23.0 stores own 1.0 unskilled-resident 1 no-telephone foreign-worker good none 21.0 on-time radio/television 3160.0 none 7-plus 4.0 male-single none 3.0 savings-agreement/life-insurance 41.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good negative 24.0 bank-payed furniture/equipement 2483.0 medium good-to-4 4.0 male-single none 4.0 real-estate 22.0 stores own 1.0 skilled-employee 1 registered-telephone foreign-worker good negative 39.0 critical furniture/equipement 14179.0 none 4-to-7 4.0 male-single none 4.0 savings-agreement/life-insurance 30.0 none own 2.0 high-qualification 1 registered-telephone foreign-worker good negative 13.0 critical business 1797.0 minimal less-than-1 3.0 male-single none 1.0 savings-agreement/life-insurance 28.0 bank own 2.0 unskilled-resident 1 no-telephone foreign-worker good negative 15.0 on-time car-new 2511.0 minimal unemployed 1.0 female-divorced/separated/married none 4.0 car/other 23.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 12.0 on-time car-new 1274.0 minimal less-than-1 3.0 female-divorced/separated/married none 1.0 real-estate 37.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good none 21.0 on-time car-used 5248.0 none good-to-4 1.0 male-single none 3.0 car/other 26.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 15.0 on-time car-used 3029.0 minimal 4-to-7 2.0 male-single none 2.0 car/other 33.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 6.0 on-time furniture/equipement 428.0 minimal 7-plus 2.0 female-divorced/separated/married none 1.0 savings-agreement/life-insurance 49.0 bank own 1.0 skilled-employee 1 registered-telephone foreign-worker bad negative 18.0 on-time car-new 976.0 minimal less-than-1 1.0 female-divorced/separated/married none 2.0 car/other 23.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good low 12.0 on-time business 841.0 low 4-to-7 2.0 female-divorced/separated/married none 4.0 real-estate 23.0 none rent 1.0 unskilled-resident 1 no-telephone foreign-worker good none 30.0 critical radio/television 5771.0 minimal 4-to-7 4.0 female-divorced/separated/married none 2.0 car/other 25.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad none 12.0 past-delay repairs 1555.0 high 7-plus 4.0 male-single none 4.0 unknown/none 55.0 none for-free 2.0 skilled-employee 2 no-telephone foreign-worker bad negative 24.0 on-time car-new 1285.0 none 4-to-7 4.0 female-divorced/separated/married none 4.0 unknown/none 32.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good stable 6.0 critical car-new 1299.0 minimal good-to-4 1.0 male-single none 1.0 real-estate 74.0 none own 3.0 unskilled/non-resident 2 no-telephone local-worker bad stable 15.0 critical radio/television 1271.0 none good-to-4 3.0 male-single none 4.0 unknown/none 39.0 none for-free 2.0 skilled-employee 1 registered-telephone foreign-worker good none 24.0 on-time car-new 1393.0 minimal good-to-4 2.0 male-single guarantor 2.0 real-estate 31.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad negative 12.0 critical car-new 691.0 minimal 7-plus 4.0 male-single none 3.0 savings-agreement/life-insurance 35.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 15.0 critical car-new 5045.0 none 7-plus 1.0 female-divorced/separated/married none 4.0 car/other 59.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad negative 18.0 critical furniture/equipement 2124.0 minimal good-to-4 4.0 female-divorced/separated/married none 4.0 real-estate 24.0 none rent 2.0 skilled-employee 1 no-telephone foreign-worker good negative 12.0 on-time radio/television 2214.0 minimal good-to-4 4.0 male-single none 3.0 savings-agreement/life-insurance 24.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker bad none 21.0 critical car-new 12680.0 none 7-plus 4.0 male-single none 4.0 unknown/none 30.0 none for-free 1.0 high-qualification 1 registered-telephone foreign-worker good none 24.0 critical car-new 2463.0 low 4-to-7 4.0 male-married/widowed none 3.0 savings-agreement/life-insurance 27.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good low 12.0 on-time radio/television 1155.0 minimal 7-plus 3.0 male-married/widowed guarantor 3.0 real-estate 40.0 bank own 2.0 unskilled-resident 1 no-telephone foreign-worker bad negative 30.0 on-time furniture/equipement 3108.0 minimal less-than-1 2.0 male-divorced/separated none 4.0 savings-agreement/life-insurance 31.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good none 10.0 on-time car-used 2901.0 none less-than-1 1.0 female-divorced/separated/married none 4.0 real-estate 31.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good low 12.0 critical furniture/equipement 3617.0 minimal 7-plus 1.0 male-single none 4.0 car/other 28.0 none rent 3.0 skilled-employee 1 registered-telephone foreign-worker good none 12.0 critical radio/television 1655.0 minimal 7-plus 2.0 male-single none 4.0 real-estate 63.0 none own 2.0 unskilled-resident 1 registered-telephone foreign-worker good negative 24.0 on-time car-used 2812.0 none 7-plus 2.0 female-divorced/separated/married none 4.0 real-estate 26.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 36.0 critical education 8065.0 minimal good-to-4 3.0 female-divorced/separated/married none 2.0 unknown/none 25.0 none own 2.0 high-qualification 1 registered-telephone foreign-worker good none 21.0 critical car-used 3275.0 minimal 7-plus 1.0 male-single none 4.0 car/other 36.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good none 24.0 critical radio/television 2223.0 low 7-plus 4.0 male-single none 4.0 savings-agreement/life-insurance 52.0 bank own 2.0 skilled-employee 1 no-telephone foreign-worker good stable 12.0 critical car-new 1480.0 medium unemployed 2.0 male-single none 4.0 unknown/none 66.0 bank for-free 3.0 unskilled/non-resident 1 no-telephone foreign-worker bad negative 24.0 on-time car-new 1371.0 none good-to-4 4.0 female-divorced/separated/married none 4.0 real-estate 25.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good none 36.0 critical car-new 3535.0 minimal 4-to-7 4.0 male-single none 4.0 car/other 37.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good negative 18.0 on-time radio/television 3509.0 minimal 4-to-7 4.0 female-divorced/separated/married guarantor 1.0 real-estate 25.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 36.0 critical car-used 5711.0 high 7-plus 4.0 male-single none 2.0 car/other 38.0 none own 2.0 high-qualification 1 registered-telephone foreign-worker good low 18.0 on-time repairs 3872.0 minimal unemployed 2.0 female-divorced/separated/married none 4.0 car/other 67.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad low 39.0 critical radio/television 4933.0 minimal 4-to-7 2.0 male-single guarantor 2.0 real-estate 25.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 critical car-new 1940.0 high 7-plus 4.0 male-single none 4.0 real-estate 60.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good low 12.0 fully-payed retraining 1410.0 minimal good-to-4 2.0 male-single none 2.0 real-estate 31.0 none own 1.0 unskilled-resident 1 registered-telephone foreign-worker bad low 12.0 on-time car-new 836.0 low less-than-1 4.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 23.0 bank own 1.0 unskilled-resident 1 no-telephone foreign-worker good low 20.0 on-time car-used 6468.0 none unemployed 1.0 male-divorced/separated none 4.0 real-estate 60.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good low 18.0 on-time business 1941.0 high good-to-4 4.0 male-single none 2.0 savings-agreement/life-insurance 35.0 none own 1.0 unskilled-resident 1 registered-telephone foreign-worker good none 22.0 on-time radio/television 2675.0 medium 7-plus 3.0 male-single none 4.0 car/other 40.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 48.0 critical car-used 2751.0 none 7-plus 4.0 male-single none 3.0 car/other 38.0 none own 2.0 skilled-employee 2 registered-telephone foreign-worker bad low 48.0 past-delay education 6224.0 minimal 7-plus 4.0 male-single none 4.0 unknown/none 50.0 none for-free 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 40.0 critical education 5998.0 minimal good-to-4 4.0 male-single none 3.0 unknown/none 27.0 bank own 1.0 skilled-employee 1 registered-telephone foreign-worker bad low 21.0 on-time business 1188.0 minimal 7-plus 2.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 39.0 none own 1.0 skilled-employee 2 no-telephone foreign-worker good none 24.0 on-time car-used 6313.0 none 7-plus 3.0 male-single none 4.0 car/other 41.0 none own 1.0 high-qualification 2 registered-telephone foreign-worker good none 6.0 critical furniture/equipement 1221.0 none good-to-4 1.0 male-married/widowed none 2.0 savings-agreement/life-insurance 27.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good stable 24.0 on-time furniture/equipement 2892.0 minimal 7-plus 3.0 male-divorced/separated none 4.0 unknown/none 51.0 none for-free 1.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 on-time furniture/equipement 3062.0 medium 7-plus 4.0 male-single none 3.0 unknown/none 32.0 none rent 1.0 skilled-employee 1 registered-telephone foreign-worker good none 9.0 on-time furniture/equipement 2301.0 low less-than-1 2.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 22.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 18.0 on-time car-used 7511.0 none 7-plus 1.0 male-single none 4.0 savings-agreement/life-insurance 51.0 none for-free 1.0 skilled-employee 2 registered-telephone foreign-worker good none 12.0 critical furniture/equipement 1258.0 minimal less-than-1 2.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 22.0 none rent 2.0 unskilled-resident 1 no-telephone foreign-worker good none 24.0 past-delay car-new 717.0 none 7-plus 4.0 male-married/widowed none 4.0 car/other 54.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good low 9.0 on-time car-new 1549.0 none less-than-1 4.0 male-single none 2.0 real-estate 35.0 none own 1.0 unskilled/non-resident 1 no-telephone foreign-worker good none 24.0 critical education 1597.0 minimal 7-plus 4.0 male-single none 4.0 unknown/none 54.0 none for-free 2.0 skilled-employee 2 no-telephone foreign-worker good low 18.0 critical radio/television 1795.0 minimal 7-plus 3.0 female-divorced/separated/married guarantor 4.0 real-estate 48.0 bank rent 2.0 unskilled-resident 1 registered-telephone foreign-worker good negative 20.0 critical furniture/equipement 4272.0 minimal 7-plus 1.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 24.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 12.0 critical radio/television 976.0 none 7-plus 4.0 male-single none 4.0 car/other 35.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good low 12.0 on-time car-new 7472.0 none unemployed 1.0 female-divorced/separated/married none 2.0 real-estate 24.0 none rent 1.0 unskilled/non-resident 1 no-telephone foreign-worker bad negative 36.0 on-time car-new 9271.0 minimal 4-to-7 2.0 male-single none 1.0 car/other 24.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good low 6.0 on-time radio/television 590.0 minimal less-than-1 3.0 male-married/widowed none 3.0 real-estate 26.0 none own 1.0 unskilled-resident 1 no-telephone local-worker good none 12.0 critical radio/television 930.0 none 7-plus 4.0 male-single none 4.0 real-estate 65.0 none own 4.0 skilled-employee 1 no-telephone foreign-worker good low 42.0 bank-payed car-used 9283.0 minimal unemployed 1.0 male-single none 2.0 unknown/none 55.0 bank for-free 1.0 high-qualification 1 registered-telephone foreign-worker bad low 15.0 fully-payed car-new 1778.0 minimal less-than-1 2.0 female-divorced/separated/married none 1.0 real-estate 26.0 none rent 2.0 unskilled/non-resident 1 no-telephone foreign-worker good low 8.0 on-time business 907.0 minimal less-than-1 3.0 male-married/widowed none 2.0 real-estate 26.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good low 6.0 on-time radio/television 484.0 minimal 4-to-7 3.0 male-married/widowed guarantor 3.0 real-estate 28.0 bank own 1.0 unskilled-resident 1 no-telephone foreign-worker bad negative 36.0 critical car-used 9629.0 minimal 4-to-7 4.0 male-single none 4.0 car/other 24.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker bad negative 48.0 on-time domestic appliances 3051.0 minimal good-to-4 3.0 male-single none 4.0 car/other 54.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 48.0 on-time car-new 3931.0 minimal 4-to-7 4.0 male-single none 4.0 unknown/none 46.0 none for-free 1.0 skilled-employee 2 no-telephone foreign-worker good low 36.0 past-delay car-new 7432.0 minimal good-to-4 2.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 54.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good none 6.0 on-time domestic appliances 1338.0 medium good-to-4 1.0 male-divorced/separated none 4.0 real-estate 62.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 6.0 critical radio/television 1554.0 minimal 4-to-7 1.0 female-divorced/separated/married none 2.0 car/other 24.0 none rent 2.0 skilled-employee 1 registered-telephone foreign-worker good negative 36.0 on-time other 15857.0 minimal unemployed 2.0 male-divorced/separated co-applicant 3.0 car/other 43.0 none own 1.0 high-qualification 1 no-telephone foreign-worker bad negative 18.0 on-time radio/television 1345.0 minimal good-to-4 4.0 male-married/widowed none 3.0 real-estate 26.0 bank own 1.0 skilled-employee 1 no-telephone foreign-worker good none 12.0 on-time car-new 1101.0 minimal good-to-4 3.0 male-married/widowed none 2.0 real-estate 27.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good stable 12.0 on-time radio/television 3016.0 minimal good-to-4 3.0 male-married/widowed none 1.0 car/other 24.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 36.0 on-time furniture/equipement 2712.0 minimal 7-plus 2.0 male-single none 2.0 savings-agreement/life-insurance 41.0 bank own 1.0 skilled-employee 2 no-telephone foreign-worker good negative 8.0 critical car-new 731.0 minimal 7-plus 4.0 male-single none 4.0 real-estate 47.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker good none 18.0 critical furniture/equipement 3780.0 minimal less-than-1 3.0 male-divorced/separated none 2.0 car/other 35.0 none own 2.0 high-qualification 1 registered-telephone foreign-worker good negative 21.0 critical car-new 1602.0 minimal 7-plus 4.0 male-married/widowed none 3.0 car/other 30.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker bad negative 18.0 critical car-new 3966.0 minimal 7-plus 1.0 female-divorced/separated/married none 4.0 real-estate 33.0 bank rent 3.0 skilled-employee 1 registered-telephone foreign-worker bad none 18.0 fully-payed business 4165.0 minimal good-to-4 2.0 male-single none 2.0 car/other 36.0 stores own 2.0 skilled-employee 2 no-telephone foreign-worker bad negative 36.0 on-time car-used 8335.0 none 7-plus 3.0 male-single none 4.0 unknown/none 47.0 none for-free 1.0 skilled-employee 1 no-telephone foreign-worker good low 48.0 past-delay business 6681.0 none good-to-4 4.0 male-single none 4.0 unknown/none 38.0 none for-free 1.0 skilled-employee 2 registered-telephone foreign-worker good none 24.0 past-delay business 2375.0 medium good-to-4 4.0 male-single none 2.0 car/other 44.0 none own 2.0 skilled-employee 2 registered-telephone foreign-worker bad negative 18.0 on-time car-new 1216.0 minimal less-than-1 4.0 female-divorced/separated/married none 3.0 car/other 23.0 none rent 1.0 skilled-employee 1 registered-telephone foreign-worker bad negative 45.0 fully-payed business 11816.0 minimal 7-plus 2.0 male-single none 4.0 car/other 29.0 none rent 2.0 skilled-employee 1 no-telephone foreign-worker good low 24.0 on-time radio/television 5084.0 none 7-plus 2.0 female-divorced/separated/married none 4.0 car/other 42.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad stable 15.0 on-time radio/television 2327.0 minimal less-than-1 2.0 female-divorced/separated/married none 3.0 real-estate 25.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker bad negative 12.0 fully-payed car-new 1082.0 minimal good-to-4 4.0 male-single none 4.0 car/other 48.0 bank own 2.0 skilled-employee 1 no-telephone foreign-worker good none 12.0 on-time radio/television 886.0 none good-to-4 4.0 female-divorced/separated/married none 2.0 car/other 21.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 4.0 on-time furniture/equipement 601.0 minimal less-than-1 1.0 female-divorced/separated/married none 3.0 real-estate 23.0 none rent 1.0 unskilled-resident 2 no-telephone foreign-worker good negative 24.0 critical car-used 2957.0 minimal 7-plus 4.0 male-single none 4.0 savings-agreement/life-insurance 63.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 24.0 critical radio/television 2611.0 minimal 7-plus 4.0 male-married/widowed co-applicant 3.0 real-estate 46.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad negative 36.0 on-time furniture/equipement 5179.0 minimal 4-to-7 4.0 male-single none 2.0 savings-agreement/life-insurance 29.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 21.0 past-delay car-used 2993.0 minimal good-to-4 3.0 male-single none 2.0 real-estate 28.0 stores own 2.0 unskilled-resident 1 no-telephone foreign-worker bad none 18.0 on-time repairs 1943.0 minimal less-than-1 4.0 female-divorced/separated/married none 4.0 real-estate 23.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 bank-payed business 1559.0 minimal 4-to-7 4.0 male-single none 4.0 car/other 50.0 bank own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 18.0 on-time furniture/equipement 3422.0 minimal 7-plus 4.0 male-single none 4.0 savings-agreement/life-insurance 47.0 bank own 3.0 skilled-employee 2 registered-telephone foreign-worker good low 21.0 on-time furniture/equipement 3976.0 none 4-to-7 2.0 male-single none 3.0 car/other 35.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad none 18.0 on-time car-new 6761.0 none good-to-4 2.0 male-single none 4.0 car/other 68.0 none rent 2.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 on-time car-new 1249.0 minimal less-than-1 4.0 male-married/widowed none 2.0 real-estate 28.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 9.0 on-time radio/television 1364.0 minimal 4-to-7 3.0 male-single none 4.0 real-estate 59.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 12.0 on-time radio/television 709.0 minimal 7-plus 4.0 male-single none 4.0 real-estate 57.0 stores own 1.0 unskilled-resident 1 no-telephone foreign-worker bad negative 20.0 critical car-new 2235.0 minimal good-to-4 4.0 male-married/widowed guarantor 2.0 savings-agreement/life-insurance 33.0 bank rent 2.0 skilled-employee 1 no-telephone local-worker good none 24.0 critical car-used 4042.0 none 4-to-7 3.0 male-single none 4.0 savings-agreement/life-insurance 43.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 15.0 critical radio/television 1471.0 minimal good-to-4 4.0 male-single none 4.0 unknown/none 35.0 none for-free 2.0 skilled-employee 1 registered-telephone foreign-worker bad negative 18.0 bank-payed car-new 1442.0 minimal 4-to-7 4.0 male-single none 4.0 unknown/none 32.0 none for-free 2.0 unskilled-resident 2 no-telephone foreign-worker good none 36.0 past-delay car-new 10875.0 minimal 7-plus 2.0 male-single none 2.0 car/other 45.0 none own 2.0 skilled-employee 2 registered-telephone foreign-worker good none 24.0 on-time car-new 1474.0 low less-than-1 4.0 male-married/widowed none 3.0 real-estate 33.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 10.0 on-time retraining 894.0 none 4-to-7 4.0 female-divorced/separated/married none 3.0 savings-agreement/life-insurance 40.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 15.0 critical furniture/equipement 3343.0 minimal good-to-4 4.0 male-single none 2.0 unknown/none 28.0 none for-free 1.0 skilled-employee 1 registered-telephone foreign-worker bad negative 15.0 on-time car-new 3959.0 minimal good-to-4 3.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 29.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 9.0 on-time car-new 3577.0 low good-to-4 1.0 male-single guarantor 2.0 real-estate 26.0 none rent 1.0 skilled-employee 2 no-telephone local-worker good none 24.0 critical car-used 5804.0 high good-to-4 4.0 male-single none 2.0 real-estate 27.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad none 18.0 past-delay business 2169.0 minimal good-to-4 4.0 male-married/widowed none 2.0 car/other 28.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad negative 24.0 on-time radio/television 2439.0 minimal less-than-1 4.0 female-divorced/separated/married none 4.0 real-estate 35.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 27.0 critical furniture/equipement 4526.0 high less-than-1 4.0 male-single none 2.0 real-estate 32.0 stores own 2.0 unskilled-resident 2 registered-telephone foreign-worker bad none 10.0 on-time furniture/equipement 2210.0 minimal good-to-4 2.0 male-single none 2.0 real-estate 25.0 bank rent 1.0 unskilled-resident 1 no-telephone foreign-worker good none 15.0 on-time furniture/equipement 2221.0 medium good-to-4 2.0 female-divorced/separated/married none 4.0 car/other 20.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good negative 18.0 on-time radio/television 2389.0 minimal less-than-1 4.0 female-divorced/separated/married none 1.0 car/other 27.0 stores own 1.0 skilled-employee 1 no-telephone foreign-worker good none 12.0 critical furniture/equipement 3331.0 minimal 7-plus 2.0 male-single none 4.0 savings-agreement/life-insurance 42.0 stores own 1.0 skilled-employee 1 no-telephone foreign-worker good none 36.0 on-time business 7409.0 none 7-plus 3.0 male-single none 2.0 savings-agreement/life-insurance 37.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good negative 12.0 on-time furniture/equipement 652.0 minimal 7-plus 4.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 24.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good none 36.0 past-delay furniture/equipement 7678.0 medium 4-to-7 2.0 female-divorced/separated/married none 4.0 car/other 40.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good stable 6.0 critical car-new 1343.0 minimal 7-plus 1.0 male-single none 4.0 real-estate 46.0 none own 2.0 skilled-employee 2 no-telephone local-worker good negative 24.0 critical business 1382.0 low 4-to-7 4.0 male-single none 1.0 real-estate 26.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 15.0 on-time domestic appliances 874.0 none less-than-1 4.0 female-divorced/separated/married none 1.0 real-estate 24.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 12.0 on-time furniture/equipement 3590.0 minimal good-to-4 2.0 male-single co-applicant 2.0 savings-agreement/life-insurance 29.0 none own 1.0 unskilled-resident 2 no-telephone foreign-worker good low 11.0 critical car-new 1322.0 high good-to-4 4.0 female-divorced/separated/married none 4.0 car/other 40.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good negative 18.0 bank-payed radio/television 1940.0 minimal less-than-1 3.0 male-single co-applicant 4.0 unknown/none 36.0 bank for-free 1.0 high-qualification 1 registered-telephone foreign-worker good none 36.0 on-time radio/television 3595.0 minimal 7-plus 4.0 male-single none 2.0 car/other 28.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 9.0 on-time car-new 1422.0 minimal less-than-1 3.0 male-single none 2.0 unknown/none 27.0 none for-free 1.0 high-qualification 1 registered-telephone foreign-worker good none 30.0 critical radio/television 6742.0 none 4-to-7 2.0 male-single none 3.0 savings-agreement/life-insurance 36.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 on-time car-used 7814.0 minimal 4-to-7 3.0 male-single none 3.0 car/other 38.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good none 24.0 on-time car-used 9277.0 none good-to-4 2.0 male-divorced/separated none 4.0 unknown/none 48.0 none for-free 1.0 skilled-employee 1 registered-telephone foreign-worker good low 30.0 critical car-new 2181.0 none 7-plus 4.0 male-single none 4.0 real-estate 36.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 18.0 critical radio/television 1098.0 minimal unemployed 4.0 female-divorced/separated/married none 4.0 car/other 65.0 none own 2.0 unskilled/non-resident 1 no-telephone foreign-worker bad low 24.0 on-time furniture/equipement 4057.0 minimal 4-to-7 3.0 male-divorced/separated none 3.0 car/other 43.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad negative 12.0 on-time education 795.0 minimal less-than-1 4.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 53.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 24.0 critical business 2825.0 none 4-to-7 4.0 male-single none 3.0 unknown/none 34.0 none own 2.0 skilled-employee 2 registered-telephone foreign-worker bad low 48.0 on-time business 15672.0 minimal good-to-4 2.0 male-single none 2.0 car/other 23.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 36.0 critical car-new 6614.0 minimal 7-plus 4.0 male-single none 4.0 car/other 34.0 none own 2.0 high-qualification 1 registered-telephone foreign-worker good none 28.0 bank-payed car-used 7824.0 none less-than-1 3.0 male-single guarantor 4.0 real-estate 40.0 bank rent 2.0 skilled-employee 2 registered-telephone foreign-worker good negative 27.0 critical business 2442.0 minimal 7-plus 4.0 male-single none 4.0 car/other 43.0 stores own 4.0 high-qualification 2 registered-telephone foreign-worker good none 15.0 critical radio/television 1829.0 minimal 7-plus 4.0 male-single none 4.0 car/other 46.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good negative 12.0 critical car-new 2171.0 minimal good-to-4 4.0 male-single none 4.0 savings-agreement/life-insurance 38.0 bank own 2.0 unskilled-resident 1 no-telephone local-worker good low 36.0 critical car-used 5800.0 minimal good-to-4 3.0 male-single none 4.0 car/other 34.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 18.0 critical radio/television 1169.0 none good-to-4 4.0 male-single none 3.0 savings-agreement/life-insurance 29.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 36.0 past-delay car-used 8947.0 none 4-to-7 3.0 male-single none 2.0 car/other 31.0 stores own 1.0 high-qualification 2 registered-telephone foreign-worker good negative 21.0 on-time radio/television 2606.0 minimal less-than-1 4.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 28.0 none rent 1.0 high-qualification 1 registered-telephone foreign-worker good none 12.0 critical furniture/equipement 1592.0 high 4-to-7 3.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 35.0 none own 1.0 skilled-employee 1 no-telephone local-worker good none 15.0 on-time furniture/equipement 2186.0 none 4-to-7 1.0 female-divorced/separated/married none 4.0 real-estate 33.0 bank rent 1.0 unskilled-resident 1 no-telephone foreign-worker bad negative 18.0 on-time furniture/equipement 4153.0 minimal good-to-4 2.0 male-single co-applicant 3.0 car/other 42.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 16.0 critical car-new 2625.0 minimal 7-plus 2.0 male-single guarantor 4.0 savings-agreement/life-insurance 43.0 bank rent 1.0 skilled-employee 1 registered-telephone foreign-worker good none 20.0 critical car-new 3485.0 none less-than-1 2.0 male-divorced/separated none 4.0 real-estate 44.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker good none 36.0 critical car-used 10477.0 none 7-plus 2.0 male-single none 4.0 unknown/none 42.0 none for-free 2.0 skilled-employee 1 no-telephone foreign-worker good none 15.0 on-time radio/television 1386.0 none good-to-4 4.0 male-married/widowed none 2.0 real-estate 40.0 none rent 1.0 skilled-employee 1 registered-telephone foreign-worker good none 24.0 on-time radio/television 1278.0 minimal 7-plus 4.0 male-single none 1.0 real-estate 36.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good negative 12.0 on-time radio/television 1107.0 minimal good-to-4 2.0 male-single none 2.0 real-estate 20.0 none rent 1.0 high-qualification 2 registered-telephone foreign-worker good negative 21.0 on-time car-new 3763.0 none 4-to-7 2.0 male-single co-applicant 2.0 real-estate 24.0 none own 1.0 unskilled-resident 1 no-telephone local-worker good low 36.0 on-time education 3711.0 none good-to-4 2.0 male-married/widowed none 2.0 car/other 27.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 15.0 past-delay car-used 3594.0 minimal less-than-1 1.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 46.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker good low 9.0 on-time car-new 3195.0 none good-to-4 1.0 female-divorced/separated/married none 2.0 real-estate 33.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good none 36.0 past-delay radio/television 4454.0 minimal good-to-4 4.0 female-divorced/separated/married none 4.0 real-estate 34.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad low 24.0 critical furniture/equipement 4736.0 minimal less-than-1 2.0 female-divorced/separated/married none 4.0 car/other 25.0 bank own 1.0 unskilled-resident 1 no-telephone foreign-worker good low 30.0 on-time radio/television 2991.0 none 7-plus 2.0 female-divorced/separated/married none 4.0 car/other 25.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 11.0 on-time business 2142.0 high 7-plus 1.0 male-divorced/separated none 2.0 real-estate 28.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker bad negative 24.0 bank-payed business 3161.0 minimal good-to-4 4.0 male-single none 2.0 savings-agreement/life-insurance 31.0 none rent 1.0 skilled-employee 1 registered-telephone foreign-worker bad low 48.0 fully-payed other 18424.0 minimal good-to-4 1.0 female-divorced/separated/married none 2.0 savings-agreement/life-insurance 32.0 bank own 1.0 high-qualification 1 registered-telephone local-worker good none 10.0 on-time car-used 2848.0 low good-to-4 1.0 male-single co-applicant 2.0 real-estate 32.0 none own 1.0 skilled-employee 2 no-telephone foreign-worker bad negative 6.0 on-time car-new 14896.0 minimal 7-plus 1.0 male-single none 4.0 unknown/none 68.0 bank own 1.0 high-qualification 1 registered-telephone foreign-worker bad negative 24.0 on-time furniture/equipement 2359.0 low unemployed 1.0 male-divorced/separated none 1.0 savings-agreement/life-insurance 33.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 24.0 on-time furniture/equipement 3345.0 minimal 7-plus 4.0 male-single none 2.0 savings-agreement/life-insurance 39.0 none rent 1.0 high-qualification 1 registered-telephone foreign-worker good none 18.0 critical furniture/equipement 1817.0 minimal good-to-4 4.0 female-divorced/separated/married none 2.0 unknown/none 28.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 48.0 past-delay radio/television 12749.0 medium 4-to-7 4.0 male-single none 1.0 car/other 37.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker bad negative 9.0 on-time radio/television 1366.0 minimal less-than-1 3.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 22.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good low 12.0 on-time car-new 2002.0 minimal 4-to-7 3.0 male-single none 4.0 savings-agreement/life-insurance 30.0 none rent 1.0 skilled-employee 2 registered-telephone foreign-worker bad negative 24.0 bank-payed furniture/equipement 6872.0 minimal less-than-1 2.0 male-divorced/separated none 1.0 savings-agreement/life-insurance 55.0 bank own 1.0 skilled-employee 1 registered-telephone foreign-worker bad negative 12.0 bank-payed car-new 697.0 minimal less-than-1 4.0 male-single none 2.0 car/other 46.0 bank own 2.0 skilled-employee 1 registered-telephone foreign-worker good negative 18.0 critical furniture/equipement 1049.0 minimal less-than-1 4.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 21.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 48.0 on-time car-used 10297.0 minimal 4-to-7 4.0 male-single none 4.0 unknown/none 39.0 stores for-free 3.0 skilled-employee 2 registered-telephone foreign-worker good none 30.0 on-time radio/television 1867.0 none 7-plus 4.0 male-single none 4.0 car/other 58.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good negative 12.0 past-delay car-new 1344.0 minimal good-to-4 4.0 male-single none 2.0 real-estate 43.0 none own 2.0 unskilled-resident 2 no-telephone foreign-worker good negative 24.0 on-time furniture/equipement 1747.0 minimal less-than-1 4.0 male-single co-applicant 1.0 savings-agreement/life-insurance 24.0 none own 1.0 unskilled-resident 1 no-telephone local-worker bad low 9.0 on-time radio/television 1670.0 minimal less-than-1 4.0 female-divorced/separated/married none 2.0 car/other 22.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 9.0 critical car-new 1224.0 minimal good-to-4 3.0 male-single none 1.0 real-estate 30.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 12.0 critical radio/television 522.0 medium 7-plus 4.0 male-single none 4.0 savings-agreement/life-insurance 42.0 none own 2.0 skilled-employee 2 registered-telephone foreign-worker good negative 12.0 on-time radio/television 1498.0 minimal good-to-4 4.0 female-divorced/separated/married none 1.0 car/other 23.0 bank own 1.0 skilled-employee 1 no-telephone foreign-worker bad low 30.0 past-delay radio/television 1919.0 low less-than-1 4.0 male-single none 3.0 unknown/none 30.0 stores own 2.0 high-qualification 1 no-telephone foreign-worker bad stable 9.0 on-time radio/television 745.0 minimal good-to-4 3.0 female-divorced/separated/married none 2.0 real-estate 28.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good low 6.0 on-time radio/television 2063.0 minimal less-than-1 4.0 male-married/widowed none 3.0 car/other 30.0 none rent 1.0 high-qualification 1 registered-telephone foreign-worker bad low 60.0 on-time education 6288.0 minimal good-to-4 4.0 male-single none 4.0 unknown/none 42.0 none for-free 1.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 critical car-used 6842.0 none good-to-4 2.0 male-single none 4.0 savings-agreement/life-insurance 46.0 none own 2.0 high-qualification 2 registered-telephone foreign-worker good none 12.0 on-time car-new 3527.0 none less-than-1 2.0 male-single none 3.0 savings-agreement/life-insurance 45.0 none own 1.0 high-qualification 2 registered-telephone foreign-worker good none 10.0 on-time car-new 1546.0 minimal good-to-4 3.0 male-single none 2.0 real-estate 31.0 none own 1.0 unskilled-resident 2 no-telephone local-worker good none 24.0 on-time furniture/equipement 929.0 none 4-to-7 4.0 male-single none 2.0 car/other 31.0 stores own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 4.0 critical car-new 1455.0 minimal 4-to-7 2.0 male-single none 1.0 real-estate 42.0 none own 3.0 unskilled-resident 2 no-telephone foreign-worker good negative 15.0 on-time furniture/equipement 1845.0 minimal less-than-1 4.0 female-divorced/separated/married guarantor 1.0 savings-agreement/life-insurance 46.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good low 48.0 fully-payed car-new 8358.0 medium less-than-1 1.0 female-divorced/separated/married none 1.0 car/other 30.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad negative 24.0 bank-payed furniture/equipement 3349.0 medium less-than-1 4.0 male-single none 4.0 unknown/none 30.0 none for-free 1.0 skilled-employee 2 registered-telephone foreign-worker good none 12.0 on-time car-new 2859.0 none unemployed 4.0 male-single none 4.0 unknown/none 38.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker bad none 18.0 on-time furniture/equipement 1533.0 minimal less-than-1 4.0 male-married/widowed co-applicant 1.0 savings-agreement/life-insurance 43.0 none own 1.0 unskilled-resident 2 no-telephone foreign-worker bad none 24.0 on-time radio/television 3621.0 low 7-plus 2.0 male-single none 4.0 car/other 31.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good low 18.0 critical business 3590.0 minimal unemployed 3.0 male-married/widowed none 3.0 car/other 40.0 none own 3.0 unskilled/non-resident 2 registered-telephone foreign-worker bad negative 36.0 past-delay business 2145.0 minimal 4-to-7 2.0 male-single none 1.0 car/other 24.0 none own 2.0 skilled-employee 1 registered-telephone foreign-worker bad low 24.0 on-time car-used 4113.0 medium less-than-1 3.0 female-divorced/separated/married none 4.0 car/other 28.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker bad none 36.0 on-time furniture/equipement 10974.0 minimal unemployed 4.0 female-divorced/separated/married none 2.0 car/other 26.0 none own 2.0 high-qualification 1 registered-telephone foreign-worker good negative 12.0 on-time car-new 1893.0 minimal good-to-4 4.0 female-divorced/separated/married guarantor 4.0 savings-agreement/life-insurance 29.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good negative 24.0 critical radio/television 1231.0 high 7-plus 4.0 female-divorced/separated/married none 4.0 savings-agreement/life-insurance 57.0 none rent 2.0 high-qualification 1 registered-telephone foreign-worker good stable 30.0 critical radio/television 3656.0 none 7-plus 4.0 male-single none 4.0 savings-agreement/life-insurance 49.0 stores own 2.0 unskilled-resident 1 no-telephone foreign-worker good low 9.0 critical radio/television 1154.0 minimal 7-plus 2.0 male-single none 4.0 real-estate 37.0 none own 3.0 unskilled-resident 1 no-telephone foreign-worker bad negative 28.0 on-time car-new 4006.0 minimal good-to-4 3.0 male-single none 2.0 car/other 45.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good low 24.0 on-time furniture/equipement 3069.0 low 7-plus 4.0 male-single none 4.0 unknown/none 30.0 none for-free 1.0 skilled-employee 1 no-telephone foreign-worker good none 6.0 critical radio/television 1740.0 minimal 7-plus 2.0 male-married/widowed none 2.0 real-estate 30.0 none rent 2.0 skilled-employee 1 no-telephone foreign-worker good low 21.0 past-delay car-new 2353.0 minimal good-to-4 1.0 male-divorced/separated none 4.0 savings-agreement/life-insurance 47.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 15.0 on-time car-new 3556.0 none good-to-4 3.0 male-single none 2.0 unknown/none 29.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad none 24.0 on-time radio/television 2397.0 medium 7-plus 3.0 male-single none 2.0 car/other 35.0 bank own 2.0 skilled-employee 1 registered-telephone foreign-worker good low 6.0 on-time repairs 454.0 minimal less-than-1 3.0 male-married/widowed none 1.0 savings-agreement/life-insurance 22.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good low 30.0 on-time radio/television 1715.0 none good-to-4 4.0 female-divorced/separated/married none 1.0 car/other 26.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad low 27.0 critical radio/television 2520.0 medium good-to-4 4.0 male-single none 2.0 savings-agreement/life-insurance 23.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker good none 15.0 on-time radio/television 3568.0 minimal 7-plus 4.0 female-divorced/separated/married none 2.0 car/other 54.0 bank rent 1.0 high-qualification 1 registered-telephone foreign-worker good none 42.0 on-time radio/television 7166.0 none 4-to-7 2.0 male-married/widowed none 4.0 savings-agreement/life-insurance 29.0 none rent 1.0 skilled-employee 1 registered-telephone foreign-worker good negative 11.0 critical car-new 3939.0 minimal good-to-4 1.0 male-single none 2.0 real-estate 40.0 none own 2.0 unskilled-resident 2 no-telephone foreign-worker good low 15.0 on-time repairs 1514.0 low good-to-4 4.0 male-single guarantor 2.0 real-estate 22.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good none 24.0 on-time car-new 7393.0 minimal good-to-4 1.0 male-single none 4.0 savings-agreement/life-insurance 43.0 none own 1.0 unskilled-resident 2 no-telephone foreign-worker bad negative 24.0 bank-payed car-new 1193.0 minimal unemployed 1.0 female-divorced/separated/married co-applicant 4.0 unknown/none 29.0 none rent 2.0 unskilled/non-resident 1 no-telephone foreign-worker bad negative 60.0 on-time business 7297.0 minimal 7-plus 4.0 male-single co-applicant 4.0 unknown/none 36.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker good none 30.0 critical radio/television 2831.0 minimal good-to-4 4.0 female-divorced/separated/married none 2.0 car/other 33.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good stable 24.0 on-time radio/television 1258.0 medium good-to-4 3.0 female-divorced/separated/married none 3.0 car/other 57.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good low 6.0 on-time radio/television 753.0 minimal good-to-4 2.0 female-divorced/separated/married guarantor 3.0 real-estate 64.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good low 18.0 past-delay business 2427.0 none 7-plus 4.0 male-single none 2.0 savings-agreement/life-insurance 42.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker bad none 24.0 past-delay car-new 2538.0 minimal 7-plus 4.0 male-single none 4.0 car/other 47.0 none own 2.0 unskilled-resident 2 no-telephone foreign-worker bad low 15.0 bank-payed car-new 1264.0 low good-to-4 2.0 male-married/widowed none 2.0 savings-agreement/life-insurance 25.0 none rent 1.0 skilled-employee 1 no-telephone foreign-worker bad low 30.0 critical furniture/equipement 8386.0 minimal 4-to-7 2.0 male-single none 2.0 savings-agreement/life-insurance 49.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad none 48.0 on-time business 4844.0 minimal unemployed 3.0 male-single none 2.0 car/other 33.0 bank rent 1.0 high-qualification 1 registered-telephone foreign-worker good stable 21.0 on-time car-new 2923.0 low good-to-4 1.0 female-divorced/separated/married none 1.0 car/other 28.0 bank own 1.0 high-qualification 1 registered-telephone foreign-worker bad negative 36.0 on-time car-used 8229.0 minimal good-to-4 2.0 male-single none 2.0 savings-agreement/life-insurance 26.0 none own 1.0 skilled-employee 2 no-telephone foreign-worker good none 24.0 critical furniture/equipement 2028.0 minimal 4-to-7 2.0 male-single none 2.0 savings-agreement/life-insurance 30.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker good negative 15.0 critical furniture/equipement 1433.0 minimal good-to-4 4.0 female-divorced/separated/married none 3.0 savings-agreement/life-insurance 25.0 none rent 2.0 skilled-employee 1 no-telephone foreign-worker good stable 42.0 fully-payed business 6289.0 minimal less-than-1 2.0 male-divorced/separated none 1.0 savings-agreement/life-insurance 33.0 none own 2.0 skilled-employee 1 no-telephone foreign-worker good none 13.0 on-time radio/television 1409.0 low unemployed 2.0 female-divorced/separated/married none 4.0 real-estate 64.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker good negative 24.0 on-time car-used 6579.0 minimal unemployed 4.0 male-single none 2.0 unknown/none 29.0 none for-free 1.0 high-qualification 1 registered-telephone foreign-worker good low 24.0 critical radio/television 1743.0 minimal 7-plus 4.0 male-single none 2.0 savings-agreement/life-insurance 48.0 none own 2.0 unskilled-resident 1 no-telephone foreign-worker good none 12.0 critical education 3565.0 none less-than-1 2.0 male-single none 1.0 savings-agreement/life-insurance 37.0 none own 2.0 unskilled-resident 2 no-telephone foreign-worker good none 15.0 bank-payed radio/television 1569.0 low 7-plus 4.0 male-single none 4.0 car/other 34.0 bank own 1.0 unskilled-resident 2 no-telephone foreign-worker good negative 18.0 on-time radio/television 1936.0 none 4-to-7 2.0 male-married/widowed none 4.0 car/other 23.0 none rent 2.0 unskilled-resident 1 no-telephone foreign-worker good negative 36.0 on-time furniture/equipement 3959.0 minimal unemployed 4.0 male-single none 3.0 savings-agreement/life-insurance 30.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good none 12.0 on-time car-new 2390.0 none 7-plus 4.0 male-single none 3.0 car/other 50.0 none own 1.0 skilled-employee 1 registered-telephone foreign-worker good none 12.0 on-time furniture/equipement 1736.0 minimal 4-to-7 3.0 female-divorced/separated/married none 4.0 real-estate 31.0 none own 1.0 unskilled-resident 1 no-telephone foreign-worker good negative 30.0 on-time car-used 3857.0 minimal good-to-4 4.0 male-divorced/separated none 4.0 savings-agreement/life-insurance 40.0 none own 1.0 high-qualification 1 registered-telephone foreign-worker good none 12.0 on-time radio/television 804.0 minimal 7-plus 4.0 male-single none 4.0 car/other 38.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker bad negative 45.0 on-time radio/television 1845.0 minimal good-to-4 4.0 male-single none 4.0 unknown/none 23.0 none for-free 1.0 skilled-employee 1 registered-telephone foreign-worker good low 45.0 critical car-used 4576.0 low unemployed 3.0 male-single none 4.0 car/other 27.0 none own 1.0 skilled-employee 1 no-telephone foreign-worker